Save On Your Next Business Insurance Renewal Business Insurance Renewal Your business insurance should be an important part of your overall risk management program. It is important to have the best possible insurance coverage at competitive pricing with the right insurer. We have found a number of factors to consider when renewing your business insurance […]
January 19, 2019
Misconceptions about Cyber Liability Cyber liability coverage for data breaches has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have as part of their insurance program. Any business not making an effort to protect personal private information is seriously out of step with the emerging landscape […]
December 10, 2018
Key Insurance for Property Owners and Managers According to the latest surveys by major insurers, property owners and managers have a number of critical gaps in their insurance coverage. The reasons for the coverage gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a “captive agent” who can’t provide […]
September 26, 2018
Directors and officer’s liability insurance helps protect your association, owners, executives and managers if individuals, competitors, third parties or government regulators make claims. A lawsuit against directors and officers most commonly occurs when, clients, competitors or others feel they suffered a loss in the value of their shares because of actions that the board or […]
September 14, 2018
Business Income insurance is a property coverage that is designed to cover the loss of income following a partial or total shutdown of business operations. Loss of income could be the result of “loss of rents” due to damage to a tenant’s premises or loss of income due to a manufacturing shut-down caused by a […]
September 6, 2018
Cyber risk and cloud computing is a topic that keeps evolving. In a recent study, 40% of companies thought they did not need cyber liability insurance. Many thought cyber liability was covered under their business insurance policy. And others thought that if they used the cloud to store client’s information that they had no risk. […]
June 16, 2018
What is a Fidelity Bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your business against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured business for money or other property lost because of dishonest acts […]
May 27, 2018
Keeping your business moving forward requires a lot of your attention. Every one of our clients wants their business to grow and to have their assets and resources protected. It is important to invest in tools and resources that will allow your business to thrive in 2014. Having the right kind of business insurance is […]
May 17, 2018
A Business and Risk Update Businesses purchase commercial insurance to protect against the unforeseen costs related to a claim, damage, or loss. Commercial insurance provides the financial resources necessary to help your business recover from an insured loss. As your business grows, so does your risks. As societal norms change, your business risks also change. […]
February 28, 2018
A Business Insurance Update Companies prepare for and manage many forms of business risks from the traditional ones such as fire and flood to the emerging types including cyber, dishonest acts of employees, and even insider fraud. Industry experts have found that the cost of an average fraud loss averages about $50,000 (The Association of […]
February 17, 2018