Category: California insurance


  • Is Your Business Covered From Riot Damage?

      We all watched many cities and businesses damaged or destroyed by recent riots.  Many businesses were lost and it caused us to think about how commercial property insurance applies to riots. We hope this never happens to any community, but it is always good to be informed and prepared in the event of any […]

    July 12, 2020

  • Business Insurance Coverage

    It is that time of year to review goals, review your California business plans and look forward to a prosperous 2014. Part of your planning should include an annual California business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office and we will be happy […]

    June 3, 2020

  • Director & Officers Insurance

    D&O or Directors and Officers Insurance is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors or as an officer of a company.   In Executive Risks, ignorance isn’t bliss, it’s expensive.  So it pays to know when your D&O insurance policy will and […]

    May 11, 2020

  • General Liability For Business

    We understand all businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Insurance to protect your organization from unforeseen events. General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: […]

    May 8, 2020

  • How Cyber Liability Insurance Can Help Your Business Recover From A Breach

    Almost every business has a cyber liability exposure and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a […]

    February 18, 2020

  • Why Your Business Needs Earthquake Insurance

    Earthquakes occur almost every day in the United States. Most are not large enough to cause damage, but sooner or later a big one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses may not even give earthquake insurance much thought, but if you are […]

    January 28, 2020

  • What Is Trending In Risk Management

    Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients […]

    December 28, 2019

  • Why It Is Important to Have Us Review Your Lease Agreements

    Why It Is Important to Have Us Review Your Lease Agreements A Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services.  Every lease agreement has insurance provisions.  Your commercial insurance may or may not respond to the lease requirement, […]

    December 11, 2019

  • Should My Business Purchase Interruption Insurance?

    When a fire destroyed a fifty-unit apartment complex the owners found themselves in a tough situation. Thankfully they had insurance to cover the repairs and replacement of all the damaged units and they had business income insurance, to cover the lost rents. Business Income coverage is a property coverage that is designed to pay the […]

    November 22, 2019

  • Cyber Risk Update

    Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws […]

    November 12, 2019