Category: California insurance

  • A Guide to Product Liability Insurance

      Product Liability Insurance is a type of coverage that protects businesses that manufacture, distribute, and sell products from legal liability for any harm or damage that their products may cause to consumers or other parties. Product liability claims can arise from defects in the design, manufacturing, labeling, or marketing of a product.  Claims can […]

    April 15, 2023

  • Why Business Insurance Is Important

    We Offer Great Business Owner’s Packages Business insurance is important for many reasons. It can protect your business from financial ruin in the event of unexpected losses or liabilities. For example, suppose your business is sued for causing injury to a customer or damaging their property. In that case, your business insurance can cover the […]

    March 14, 2023

  • What is The Value of Contractors Insurance?

    Introduction Contractors insurance is a type of policy that protects your contracting business. Business owners, especially those in construction and contracting, need to have a solid understanding of contractors’ insurance. If you are a contractor or a tradesman, you need to know what type of contractor insurance you need to protect your assets and also […]

    March 9, 2023

  • Truck on freeway

    Motor Truck Cargo Insurance

      Motor Truck Cargo insurance provides coverage on the freight or commodity hauled by a for-hire trucker.  Most firms and risk managers require motor truck cargo liability to ensure that their products and goods arrive at their intended destination without incident. Coverage for your motor truck cargo is mostly determined by your insurance and the […]

    August 24, 2022

  • Is There Such A Thing As Normal Risk?

      Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker […]

    August 24, 2022

  • Why Should Business Consider Employment Practices Liability Insurance

    If you have employees, you are exposed to potential employment liability claims. Employees know their rights and it is time for all employers to be more informed about how to protect their company. Here are a few reasons to consider employment liability coverage. Here is why you need to make Employment Liability part of your […]

    August 24, 2022

  • partners in risk

    Security Breaches: Top Concern for Many Business Owners

    Over the last several years, cyber liability coverage has evolved from insurance for information technology companies to coverage that nearly every type of business should carry. Many companies are unaware of their cyber liability exposure from retailers, banks, contractors, distributors, restaurants, and medical offices; these all have considerable cyber liability risks. State laws require companies […]

    August 16, 2022

  • What Should Insurance Buyers Look For In Their Broker

    Our world is much different than it was just two years ago.  Things have changed and many changes are here to stay.  We all must adapt to a different way of managing our personal and business lives and finances.  Having a high-value insurance broker can help you manage these uncertain times. Selecting your insurance broker […]

    August 9, 2022


    Why Is Directors and Officers Insurance important?

    Corporate Directors and Officers Insurance (D&O) Protects Corporate Directors and Officers from Personal Liability Most business insurance policies are meant to protect a company’s assets and earnings. The purpose of Directors and Officers, often known as D&O Insurance, is to protect and defend the personal assets and income of boards of directors, employees and corporate […]

    February 12, 2022

  • insurnace

    General Liability and Professional Liability Insurance Defined

    There are several types of liability insurances to help protect your business from third party claims.  How to determine which ones best cover the risks for your particular company takes careful consideration and a knowledgeable insurance broker to help with risk assessment and evaluation.  Below we have summarized a few of the different types of liability insurance that […]

    February 11, 2022