Category: California insurance


  • INSURANCE

    Reasons Small Businesses Need Commercial Insurance

    If you own a small business, you know how hard you have worked to get your business started and sustainable. Most small businesses fail in the first the year. So congratulation, you have made it this far. Even if your firm is run out of your house or car, you should think about small business […]

    November 12, 2021

  • cyber

    Remote Workers And Cyber Security Risks

    There are more remote workers in American today than at any time in our recent history. Many employers are embracing this trend, but there are new risks to consider. As a result of this distant work environment, a crucial problem arises in new security threats. In our digital age, businesses have had to improve their […]

    November 11, 2021

  • Is Your Business Prepared For A Loss?

    A Business Insurance Update Your business insurance can respond to many kinds of risks and losses.  Protecting your business from a loss may be the difference between having a great year and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  It pays to […]

    April 9, 2021

  • Restaurant

    Restaurant Insurance: Cost Savings Strategies

    Most restaurants have experienced a staggering financial impact from COVID-19.  Since restaurants operate on low margins, they will need to find ways to reduce operating costs. If you are in search of commercial insurance for your restaurant you may find it difficult to find the coverage you need at a competitive premium. We market your […]

    March 19, 2021

  • COvid 19

    COVID-19 Safety for Your Business

    Every business must have COVID-19 safety procedures in place in 2021. Helping your employees return to work safely and confidently during the coronavirus (COVID-19) pandemic is no easy task. At a minimum, employers must ensure social distancing for employees and customers, frequent and adequate employee handwashing, and that sick employees stay home. Employers must also […]

    February 19, 2021

  • insurnace

    General Liability and Professional Liability Insurance Defined

    There are several types of liability insurances to help protect your business from third party claims.  How to determine which ones best cover the risks for your particular company takes careful consideration and a knowledgeable insurance broker to help with risk assessment and evaluation.  Below we have summarized a few of the different types of liability insurance that […]

    February 11, 2021

  • Director & Officers Insurance

    D&O or Directors and Officers Insurance is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors or as an officer of a company.   In Executive Risks, ignorance isn’t bliss, it’s expensive.  So it pays to know when your D&O insurance policy will and […]

    February 10, 2021

  • 2021

    2021 Business Insurance Planning

    Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]

    December 9, 2020

  • General Liability For Business

    We understand all businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Insurance to protect your organization from unforeseen events. General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: […]

    December 9, 2020

  • building

    Commercial Property Insurance and Additional Coverages

    One of the most common types of business insurance, commercial property provides a wide range of coverage for buildings and contents such as, inventory, equipment, tools and more.  Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered on a standard policy, a separate policy, or […]

    September 14, 2020