Category: Commercial Umbrella Liability

  • Artisan Contractor Insurance

    The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators. Special insurance needs of this […]

    March 14, 2024

  • What to Do After a Business Insurance Claim is Denied

    Dealing with a denied business insurance claim can be a challenging and stressful experience for any business owner. Here are some steps to consider if you find yourself in this situation: Understand the Reason for Denial**: The first step is to get clarity on why your claim was denied. Common reasons include lack of coverage […]

    January 12, 2024

  • What Is the Difference Between Commercial General Liability And Professional Liability

    Commercial General Liability (CGL) insurance and Professional Liability insurance (also known as Errors and Omissions insurance or E&O insurance) are two distinct types of business insurance that provide coverage for different types of risks. Here’s a comparison between the two: Commercial General Liability (CGL): CGL insurance provides coverage for claims related to bodily injury, property […]

    November 12, 2023

  • Is There Such A Thing As Normal Risk?

      Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker […]

    August 24, 2022

  • insurnace

    General Liability and Professional Liability Insurance Defined

    There are several types of liability insurances to help protect your business from third party claims.  How to determine which ones best cover the risks for your particular company takes careful consideration and a knowledgeable insurance broker to help with risk assessment and evaluation.  Below we have summarized a few of the different types of liability insurance that […]

    February 11, 2022

  • partners in risk

    Commercial Excess Liability, A Key Coverage for Your Business

    In the year 2000, it was uncommon for a company to be sued for more than a million dollars. In 2021, it is not uncommon for a business to have several large claims going on at the same time. A large judgment against your company could damage your reputation and might even put you out […]

    December 16, 2021


    Why Professional Liability?

    We live in time where lawsuits are common. Private firms are no longer immune from litigation by employees, competitors and even the government.  Management or professional liability insurance is not just good business; it is as necessary as heat and lighting are for your office. Statutes, state and federal laws change regularly so it is […]

    November 21, 2021


    Reasons Small Businesses Need Commercial Insurance

    If you own a small business, you know how hard you have worked to get your business started and sustainable. Most small businesses fail in the first the year. So congratulation, you have made it this far. Even if your firm is run out of your house or car, you should think about small business […]

    November 12, 2021

  • Is Your Business Prepared For A Loss?

    A Business Insurance Update Your business insurance can respond to many kinds of risks and losses.  Protecting your business from a loss may be the difference between having a great year and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  It pays to […]

    April 9, 2021

  • Risk Management and Assessment for Business Investment Concept. Modern graphic interface showing symbols of strategy in risky plan analysis to control unpredictable loss and build financial safety.

    Top Business Insurance Risks For 2021

    According to a recent AMEX survey, 92% of businesses pivoted last year and 76% of small businesses believe they will need to pivot again in 2021 as companies adjust to new operational norms in a post-Covid environment.   Cyber Liability– Cyber liability and data theft is one of the hottest topics for businesses, risk managers, and insurance companies. […]

    March 21, 2021