Category: Business Insurance


  • A Guide to Product Liability Insurance

      Product Liability Insurance is a type of coverage that protects businesses that manufacture, distribute, and sell products from legal liability for any harm or damage that their products may cause to consumers or other parties. Product liability claims can arise from defects in the design, manufacturing, labeling, or marketing of a product.  Claims can […]

    April 15, 2023

  • Why Business Insurance Is Important

    We Offer Great Business Insurance Packages Business insurance is important for many reasons. It can protect your business from financial ruin in the event of unexpected losses or liabilities. For example, suppose your business is sued for causing injury to a customer or for damaging their property.  Business insurance can cover the cost of legal […]

    April 9, 2023

  • Your Experience Mod Is Your Workers’ Comp Identity

    It is a fact that many employers actually overpay for their workers’ compensation premiums.  According to the latest reports, employers are paying around 20% more in surcharges than they need to. Most surcharges come from increases in the experience modification factor (mod). The experience mod is a factor unique to each employer. In simple terms, […]

    March 25, 2023

  • Why Business Insurance Is Important

    We Offer Great Business Owner’s Packages Business insurance is important for many reasons. It can protect your business from financial ruin in the event of unexpected losses or liabilities. For example, suppose your business is sued for causing injury to a customer or damaging their property. In that case, your business insurance can cover the […]

    March 14, 2023

  • Is There Such A Thing As Normal Risk?

      Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker […]

    August 24, 2022

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    Security Breaches: Top Concern for Many Business Owners

    Over the last several years, cyber liability coverage has evolved from insurance for information technology companies to coverage that nearly every type of business should carry. Many companies are unaware of their cyber liability exposure from retailers, banks, contractors, distributors, restaurants, and medical offices; these all have considerable cyber liability risks. State laws require companies […]

    August 16, 2022

  • What Should Insurance Buyers Look For In Their Broker

    Our world is much different than it was just two years ago.  Things have changed and many changes are here to stay.  We all must adapt to a different way of managing our personal and business lives and finances.  Having a high-value insurance broker can help you manage these uncertain times. Selecting your insurance broker […]

    August 9, 2022

  • INSURANCE

    Why Is Directors and Officers Insurance important?

    Corporate Directors and Officers Insurance (D&O) Protects Corporate Directors and Officers from Personal Liability Most business insurance policies are meant to protect a company’s assets and earnings. The purpose of Directors and Officers, often known as D&O Insurance, is to protect and defend the personal assets and income of boards of directors, employees and corporate […]

    February 12, 2022

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    Do Small Business Startups Need Insurance?

    Commercial insurance is essential for all businesses. New enterprises and start-ups in particular stand to lose the most if things go wrong.  It’s critical to safeguard yourself in the greatest possible way, which includes purchasing commercial insurance. This form of insurance is not required in all states, but if you want to run a successful […]

    January 27, 2022

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    Commercial Excess Liability, A Key Coverage for Your Business

    In the year 2000, it was uncommon for a company to be sued for more than a million dollars. In 2021, it is not uncommon for a business to have several large claims going on at the same time. A large judgment against your company could damage your reputation and might even put you out […]

    December 16, 2021