Category: Commercial Insurance


  • building

    Commercial Property Insurance and Additional Coverages

    One of the most common types of business insurance, commercial property provides a wide range of coverage for buildings and contents such as, inventory, equipment, tools and more.  Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered on a standard policy, a separate policy, or […]

    September 14, 2020

  • Boiler and Machinery (BM) Insurance

    Boiler and Machinery Insurance is an insurance policy that provides coverage for physical damage to and financial loss from equipment breakdown. Boiler and machinery insurance, also called equipment breakdown insurance, covers: (1) the cost of repairing or replacing the damaged equipment, and (2) business losses incurred from the equipment not functioning. This type of insurance […]

    August 28, 2020

  • Business Interruption Insurance

    When an occurrence causes a disruption in our “business as usual” we want to be prepared as much as possible. Whether it is an El Nino downpour, a mechanical breakdown or the ever looming cyber attack; a real deterrence to running our business could be the lost income we receive while putting back together interrupted […]

    August 17, 2020

  • Cyber Liability, The Risk That Keeps Growing

    According to the FBI, cybercrime is now ranked as the number one law enforcement concern. Your business has a greater chance of having a cyber breach than it does of having a fire. It is important to have the right kind of insurance coverage in order to protect your business. Welcome To The Next Generation […]

    August 9, 2020

  • Flood Insurance And Your Commercial Property Insurance

      If you operate a business, you know your building or property is the center of your operations. Commercial Flood Insurance protects one of your biggest investments–your business from damage caused by rising water. Floods often strike without warning‐destroying buildings, equipment, and inventory. Your business is your dream and your legacy, and you protect it […]

    July 21, 2020

  • Is Your Business Covered From Riot Damage?

      We all watched many cities and businesses damaged or destroyed by recent riots.  Many businesses were lost and it caused us to think about how commercial property insurance applies to riots. We hope this never happens to any community, but it is always good to be informed and prepared in the event of any […]

    July 12, 2020

  • Cyber Liability Risk Management

    Cyber Liability – An Every Day Occurrence? Cyber liability exposures seem to be reported more and more every day. The latest cyber attack was reported on September 23rd in the Insurance Journal regarding the Home Depot Inc.’s data breach. That very day in our office we had received a “junk email” claiming to be American […]

    June 26, 2020

  • Business Insurance Coverage

    It is that time of year to review goals, review your California business plans and look forward to a prosperous 2014. Part of your planning should include an annual California business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office and we will be happy […]

    June 3, 2020

  • Director & Officers Insurance

    D&O or Directors and Officers Insurance is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors or as an officer of a company.   In Executive Risks, ignorance isn’t bliss, it’s expensive.  So it pays to know when your D&O insurance policy will and […]

    May 11, 2020

  • General Liability For Business

    We understand all businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Insurance to protect your organization from unforeseen events. General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: […]

    May 8, 2020