Category: Home insurance

  • 2021

    2021 Business Insurance Planning

    Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]

    December 9, 2020

  • Personal Umbrella Insurance

    Many people are unsure what a personal California umbrella policy is or what it covers. We will explain the basics of a personal California umbrella Insurance policy and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it […]

    September 4, 2019

  • Home Insurance Offers Much More than Just Coverage for your Home

    Most everyone who owns a home has homeowner’s insurance to cover the dwelling and some level of coverage for personal property. But homeowner’s insurance and renter’s insurance can offer many additional benefits other than just coverage for the dwelling and personal belongings. We now have a partnership with Metro-West Insurance, a personal lines agency.  Their […]

    August 30, 2019

  • Five Mistakes People Make When Buying Homeowner’s Insurance

    Buying Homeowner’s Insurance With all the options you have these days buying the right kind of homeowner’s insurance can be confusing. Some advertisements want us to believe that purchasing homeowner’s insurance should only take 7 minutes! Making purchases too quickly can cause mistakes.  Taking time to consider your options can save you money and future […]

    March 15, 2017

  • Hurricane Threats-Resulting Flood Exposure

    Hurricane Threats-Resulting Flood Exposure According to reports from The Weather Channel in early October, there still remain threats of Atlantic hurricanes to hit this month. Florida is the state most likely to see a hurricane make landfall in the month of October, with the southern part of Florida most at risk. In fact, the last […]

    October 13, 2014

  • Earthquake Insurance, Do You Really Need It?

    Earthquake Insurance, Do You Really Need It? Earthquakes are one of those catastrophes that we hope to never experience; however, once you are in the midst of recovering from such an occurrence the cost can be enormous. The earthquake that struck Napa, California just days ago will lead to economic losses of as much as […]

    September 2, 2014

  • How Important Is It To Insure Your Vacant Home?

    Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. Criminals watch […]

    January 26, 2014

  • 2014 Personal Insurance Guide

    When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on […]

    January 15, 2014

  • Don’t be fooled…Auto Insurance Myths

    It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your business. But are they really giving you the best coverage designed specifically for you? Here are a few auto insurance myths we have seen, that you need […]

    January 6, 2014

  • Healthy Living Reduces Health Care Costs

    There is no question that a healthy life style can reduce life insurance premiums and health care costs. Statistics show that the healthier you are the lower your medical costs and health insurance will be. Developing a healthy lifestyle can be accomplished by considering the following: Eating out the right way Everyone likes to eat […]

    November 24, 2013