Category: Risk Assessment


  • partners in risk

    Cyber Risk and Timeshare Associations

    Timeshares are increasingly vulnerable to cyber-attacks and the resulting litigation, government fines, and data breach response expenses. Our office has more than 40-years of experience writing timeshares and we understand the unique risks. As the cost of cyber risks rise, hackers are getting more adept necessitating more effective security measures and the need for a […]

    May 4, 2022

  • INSURANCE

    Important Things To Consider Before Your Next Business Insurance Renewal

    The day-to-day operations and challenges of running a business can often overshadow the importance of reviewing your insurance coverage. Updating your insurance may not be at the top of your priority list, what with work, home, and personal obligations. Have you ever wondered when you should update your insurance policy? We recommend your take the time to […]

    December 9, 2021

  • Is Your Business Prepared For A Loss?

    A Business Insurance Update Your business insurance can respond to many kinds of risks and losses.  Protecting your business from a loss may be the difference between having a great year and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  It pays to […]

    April 9, 2021

  • Restaurant

    Restaurant Insurance: Cost Savings Strategies

    Most restaurants have experienced a staggering financial impact from COVID-19.  Since restaurants operate on low margins, they will need to find ways to reduce operating costs. If you are in search of commercial insurance for your restaurant you may find it difficult to find the coverage you need at a competitive premium. We market your […]

    March 19, 2021

  • A Business Insurance Update Every business owns business property which may also include the building in which you run your operations. Property insurance protects the physical assets of your business – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every company should have property insurance coverage to respond to the many risks associated with the damage or loss of business property. Property policies offer many unique coverages, some of which we have highlighted: • Building Coverage - allows you to quickly rebuild or repair buildings or other property damaged by fire, theft, natural disaster, or other covered events allowing you to return to normal operations. • Business Personal Property Coverage - covers the cost to repair or replace the contents in your building if they are stolen or destroyed by a covered unforeseen event. • Business Income Coverage - provides for continued income or lost revenues while the building and its contents are being rebuilt or replaced following a covered loss. Business income insurance helps you cover operating and ordinary payroll expenses during the “period of restoration”. • Fine Arts Coverage - covers loss or damage to artwork or sculptures housed in your building. • Building Ordinance or Law Coverage - supplements the increased cost of repair/construction to comply with the enforcement of building codes, ordinances or laws that are in effect at the time of a covered loss. For example, following a covered loss, building codes may require that you install a sprinkler system to bring your structure up to current specifications. • Outdoor Signs and Property Coverage - covers the cost to replace outdoor fences, signs, trees, and shrubs if damaged by a covered loss. • Equipment Breakdown Coverage - includes loss due to failure or breakdown of equipment such as boilers, heating systems, and electrical machinery. • Computer Coverage – covers the cost to replace or repair damaged hardware, software, data or media vital to your operations. • Back-up of Sewer - covers costs to repair or replace items damaged by back-up or overflow of a sewer or drain. • Earthquake Coverage - provides insurance to repair or replace damaged equipment and buildings resulting from an earthquake. Earthquake coverage is typically excluded under most standard property insurance policies.

    Property Insurance for Your Business

    A Business Insurance Update Every business owns business property which may also include the building in which you run your operations. Property insurance protects the physical assets of your business – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every company should have property insurance coverage to respond to the many risks […]

    March 9, 2021

  • COvid 19

    COVID-19 Safety for Your Business

    Every business must have COVID-19 safety procedures in place in 2021. Helping your employees return to work safely and confidently during the coronavirus (COVID-19) pandemic is no easy task. At a minimum, employers must ensure social distancing for employees and customers, frequent and adequate employee handwashing, and that sick employees stay home. Employers must also […]

    February 19, 2021

  • Director & Officers Insurance

    D&O or Directors and Officers Insurance is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors or as an officer of a company.   In Executive Risks, ignorance isn’t bliss, it’s expensive.  So it pays to know when your D&O insurance policy will and […]

    February 10, 2021

  • Flood Insurance And Your Commercial Property Insurance

      If you operate a business, you know your building or property is the center of your operations. Commercial Flood Insurance protects one of your biggest investments–your business from damage caused by rising water. Floods often strike without warning‐destroying buildings, equipment, and inventory. Your business is your dream and your legacy, and you protect it […]

    July 21, 2020

  • Is Your Business Covered From Riot Damage?

      We all watched many cities and businesses damaged or destroyed by recent riots.  Many businesses were lost and it caused us to think about how commercial property insurance applies to riots. We hope this never happens to any community, but it is always good to be informed and prepared in the event of any […]

    July 12, 2020

  • Proven Ways to Reduce Your Business Insurance Cost  

        Saving money on business insurance is not always an easy thing many companies to do. You have many options regarding insurance agents and insurance companies that at times can be confusing. We specialized in the entertainment industry that is all we do. We have a proven track record of providing the right combination […]

    February 9, 2020