Hurricane Threats-Resulting Flood Exposure

October 13, 2014

Hurricane Threats-Resulting Flood Exposure

According to reports from The Weather Channel in early October, there still remain threats of Atlantic hurricanes to hit this month.

Florida is the state most likely to see a hurricane make landfall in the month of October, with the southern part of Florida most at risk. In fact, the last hurricane to make landfall in Florida was Hurricane Wilma on Oct. 24, 2005.  From 1851-2013, 32 hurricanes have made landfall in Florida in October, dwarfing the state with the next highest number of October landfalls — Louisiana with nine.

There have been 17 major hurricanes (Category 3 or higher on the Saffir-Simpson Hurricane Wind Scale) that have made direct hits on the U.S. mainland in the month of October since 1851. Ten of those occurred in Florida.

It also becomes more difficult for hurricanes to make landfall farther north as the upper-level wind pattern changes and the jet stream slides farther south. That said, Superstorm Sandy in 2012 broke many meteorological rules of thumb.

All of these major storms create havoc for surrounding areas in the forms of smaller wind and rain storms which can create flood exposures.

Flood insurance is often overlooked by many if you do not reside on the East Coast or near a high percentage flood zone; however, the effects of these storms are far reaching and increasingly becoming more unpredictable.  Let our experienced licensed representatives at The Armstrong Company Insurance Consultants help answer your questions on Flood Insurance and help you find the coverage you need.  Contact us today or Request a Quote online to find out how to protect your business and your future with the right insurance.  We are here to work for you!