Category: California insurance


  • Cyber Risk Prevention

    According to IT Business Edge, 50% of businesses listed cyber security as one of their top five business risks. “With the revelations of the National Security Agency (NSA) surveillance program and retail store Target’s breach of confidential credit card information, this heightened awareness has been justified and provided warning of the need for awareness and […]

    July 8, 2014

  • What Is The Difference Between An Independent Agent And A Direct Writer?

    Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance. These ads may be entertaining, but how in the world can you really tell these companies apart? What are the differences?  Is one company really better than any other?  Will the […]

    May 17, 2014

  • Covered California Update

    Health Insurance Triggering Events If you have not signed up for health insurance in California, you missed the recent deadline. Covered California does offer special enrollment call ” Triggering Events”. Each of has at one time or another had a life changing event that changed how we look at health insurance. Healthcare reform has created […]

    May 6, 2014

  • How Important Is It To Insure Your Vacant Home?

    Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. Criminals watch […]

    January 26, 2014

  • 2014 Personal Insurance Guide

    When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on […]

    January 15, 2014

  • Don’t be fooled…Auto Insurance Myths

    It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your business. But are they really giving you the best coverage designed specifically for you? Here are a few auto insurance myths we have seen, that you need […]

    January 6, 2014

  • Texting & Driving is like Driving Drunk

    A texting driver is 23 times more likely to have an accident than a non-texting driver. However, one million people chat and text while driving each day. The average text takes a driver’s eyes off the road for nearly five seconds, so when traveling at 55mph, that’s enough time to cover the length of a […]

    December 21, 2013

  • Healthy Living Reduces Health Care Costs

    There is no question that a healthy life style can reduce life insurance premiums and health care costs. Statistics show that the healthier you are the lower your medical costs and health insurance will be. Developing a healthy lifestyle can be accomplished by considering the following: Eating out the right way Everyone likes to eat […]

    November 24, 2013

  • Property in Storage; Am I Covered?

    California self-storage or mini storage facilities are available in almost every community, and people are placing personal property in storage for many reasons. Some people store personal property during a move, to store an ATV, to store seasonal items, or simply need the extra storage space.  These facilities offer safe and clean storage for a […]

    November 22, 2013

  • Personal Umbrella Insurance 101

    Many people are unsure what a personal California umbrella policy is or what it covers. We will explain the basics of a personal California umbrella Insurance policy and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it […]

    November 12, 2013