Earthquakes occur almost every day in the United States. Most are not large enough to cause damage, but sooner or later a big one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses may not even give earthquake insurance much thought, but if you are […]
January 28, 2020
A Business Insurance and Risk Update Employers are responsible for providing a safe work environment for their employees. Here is an unbelievable fact from the Occupational Safety and Health Administration (OSHA). Before OSHA was created 43 years ago, an estimated 14,000 workers were killed on the job every year. Today, workplaces are much safer and […]
January 11, 2020
Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients […]
December 28, 2019
Why It Is Important to Have Us Review Your Lease Agreements A Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to the lease requirement, […]
December 11, 2019
When a fire destroyed a fifty-unit apartment complex the owners found themselves in a tough situation. Thankfully they had insurance to cover the repairs and replacement of all the damaged units and they had business income insurance, to cover the lost rents. Business Income coverage is a property coverage that is designed to pay the […]
November 22, 2019
Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws […]
November 12, 2019
There is no question that owning a business comes with a set of unique risks. Business risks are always changing and for your company to survive and grow you will need to manage the risks specific to your business. A well designed commercial insurance program can protect your company from financial loss and may even […]
July 22, 2019
Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle and Portland with many not large enough to even be noticed. Many businesses may not give earthquake insurance much thought, but is your company prepared if a large earthquake caused devastating damage to your business’ property? Even if you do not own your building, […]
July 17, 2019
A Business Insurance Update Most business own business property and you may also own the building in which you run your operations. Property insurance protects the physical assets your company owns – such as computers, office equipment, buildings, furniture, fixtures, and other types of property. Every business should have property insurance coverage to respond to […]
July 12, 2019
Competitive Contractors Insurance Contractors insurance provides insurance and risk services to the construction industry. Insurance can play an important role in “on time and on budget projects”. If your insurance coverage is not written correctly, your business may not financially survive a loss. Your success depends on proper planning, whether you’re estimating a project, hiring […]
June 25, 2019