Cyber Liability addresses the first- and third- party risks associated with e-commerce businesses, the Internet, networks and informational assets. Cyber Liability Insurance offers coverage protection for exposures arising out of Internet communications. The concept of Cyber Liability takes into account first- and third- party risks. The risk category includes data storage, business interruptions, fraud and […]
September 19, 2017
Business Insurance and Risk Every business faces a variety of risks. If you have employees you have the risk of employee injury and you buy workers’ compensation insurance to protect yourself from this exposure. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your […]
September 9, 2017
A Business Insurance Update Buying business insurance is like investing in your business. While you may never have a claim, if you do the resources provided by your insurer can keep your business going. That is why it is important to have an agent who understands your needs and can help you design a business […]
August 31, 2017
Real Estate Risk Defined Property managers have unique risks that can only be insured with the right kind of commercial insurance. Property manager’s insurance can help ensure that property managers and third party interests are protected in the event of a fire or other catastrophic loss. Property managers often get caught between the owners and […]
August 14, 2017
OSHA audits are not usually something for which you advanced warning. Often, an OSHA inspector simply shows up at your firm to conduct an inspection. However, there are a number of things you can do to reduce your stress and to ensure that your audit goes smoothly. It is always best to think about how […]
August 7, 2017
is no question that operating a business comes with certain risks. The range of business exposure is evolving rapidly, but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few suggestions: Follow insurance company loss control recommendations. These are designed to reduce the probability […]
July 10, 2017
Business Insurance Renewal Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing and the right insurer. We have found at least five factors that are important to manage when renewing your business insurance program. Business Insurance A business insurance program can […]
May 31, 2017
Are Your Insurance Costs Too High? Many commercial insurance experts are predicting lower rates for businesses across the United States. Commercial insurance buyers may see lower rates and wider choice in coverage terms at upcoming renewals as insurance pricing softness accelerates in most lines. Commercial or business insurance rate reductions are due to a softening […]
May 14, 2017
Commercial Insurance Insurance coverage is available for almost every type risk your business might face. Our agency can advise you on the exact types of commercial insurance you should consider purchasing. The right commercial insurance policies will go a long way toward helping you safeguard your earning power and your future. If you are a […]
April 19, 2017
Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle, and Portland. Most are not large enough to cause damage, but sooner or later a big one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses may not even give earthquake insurance much thought, […]
March 2, 2017