It is a fact that many employers actually overpay for their workers’ compensation premiums. According to the latest reports, employers are paying around 20% more in surcharges than they need to. Most surcharges come from increases in the experience modification factor (mod). The experience mod is a factor unique to each employer. In simple terms, […]
March 25, 2023
Workers’ Compensation Insurance Workplace accidents can occur even if your business has an excellent safety program. Often those who are injured at work need time to recover. Thankfully, there is workers’ compensation insurance to cover the medical and lost time costs. If an employee is injured on the job, employers are legally liable to the […]
April 26, 2021
A Business Insurance Update Every business owns business property which may also include the building in which you run your operations. Property insurance protects the physical assets of your business – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every company should have property insurance coverage to respond to the many risks […]
March 9, 2021
Now Is A Good Time For A Workers’ Compensation Review There is a lot going on right now and your business may be suffering. Now is a good time to have a review of your business insurance and workers compensation programs. Besides your costs did not go up that much this year, right? Paying your […]
May 8, 2020
A Business Insurance and Risk Update Employers are responsible for providing a safe work environment for their employees. Here is an unbelievable fact from the Occupational Safety and Health Administration (OSHA). Before OSHA was created 43 years ago, an estimated 14,000 workers were killed on the job every year. Today, workplaces are much safer and […]
January 11, 2020
Why It Is Important to Have Us Review Your Lease Agreements A Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to the lease requirement, […]
December 11, 2019
Competitive Contractors Insurance Contractors insurance provides insurance and risk services to the construction industry. Insurance can play an important role in “on time and on budget projects”. If your insurance coverage is not written correctly, your business may not financially survive a loss. Your success depends on proper planning, whether you’re estimating a project, hiring […]
June 25, 2019
As a business owner, you go to great lengths to provide a safe working environment for your employees. But when dealing with humans, accidents can happen and Workers’ Compensation Insurance can help. Workers Compensation Insurance should be an important part of your risk management program. What is Workers’ Compensation? Workers’ compensation insurance is insurance that […]
March 22, 2019
A Business Insurance Update 2019 is set to be a very good year for businesses. We can count on many business-friendly policies and administrative rules that will help companies prosper. In addition, many communities are promoting the support of local businesses. With the economy still strong, more people are buying goods and services. One of […]
March 19, 2019
How To Prepare Your Business For Summer Interns Many businesses offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of […]
March 19, 2019