How Workers’ Compensation Is Designed To Work

Workers’ Compensation Insurance

Workplace accidents can occur even if your business has an excellent safety program.  Often those who are injured at work need time to recover. Thankfully, there is workers’ compensation insurance to cover the medical and lost time costs.

If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation also covers employees injured in on-the-job vehicle accidents.

Workers’ Compensation Benefits

Employees – Workers’ compensation insurance provides injured employees with medical treatment and time lost compensation in the event of a work-related injury.

Employers – Workers’ compensation insurance provides employers with the security that insurance will be there to help treat and restore injured workers.

Workers’ compensation is an important part of your business insurance program. State law requires that your business have workers’ compensation insurance.

As a business owner you go to great lengths to provide a safe work environment for your employees. Workers’ compensation can be a significant cost driver for employers and understanding the factors that drive workers’ compensation costs can be valuable.

Contact us today to discuss your company’s workers compensation program.