Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation (WC) insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. We often have this […]
January 22, 2021
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]
December 9, 2020
We understand all businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Insurance to protect your organization from unforeseen events. General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: […]
December 9, 2020
One of the most common types of business insurance, commercial property provides a wide range of coverage for buildings and contents such as, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered on a standard policy, a separate policy, or […]
September 14, 2020
We all watched many cities and businesses damaged or destroyed by recent riots. Many businesses were lost and it caused us to think about how commercial property insurance applies to riots. We hope this never happens to any community, but it is always good to be informed and prepared in the event of any […]
July 12, 2020
It is that time of year to review goals, review your California business plans and look forward to a prosperous 2014. Part of your planning should include an annual California business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office and we will be happy […]
June 3, 2020
Almost every business has a cyber liability exposure and most businesses are securing some form of coverage to protect them from these types of threats. A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year. Did you know that an average business has a […]
February 18, 2020
Earthquakes occur almost every day in the United States. Most are not large enough to cause damage, but sooner or later a big one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses may not even give earthquake insurance much thought, but if you are […]
January 28, 2020
Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients […]
December 28, 2019
Why It Is Important to Have Us Review Your Lease Agreements A Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to the lease requirement, […]
December 11, 2019