A Business Insurance Update Your business insurance can respond to many kinds of risks and losses. Protecting your business from a loss may be the difference between having a great year and having to close your doors. According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. It pays to […]
April 9, 2021
Most restaurants have experienced a staggering financial impact from COVID-19. Since restaurants operate on low margins, they will need to find ways to reduce operating costs. If you are in search of commercial insurance for your restaurant you may find it difficult to find the coverage you need at a competitive premium. We market your […]
March 19, 2021
Every business must have COVID-19 safety procedures in place in 2021. Helping your employees return to work safely and confidently during the coronavirus (COVID-19) pandemic is no easy task. At a minimum, employers must ensure social distancing for employees and customers, frequent and adequate employee handwashing, and that sick employees stay home. Employers must also […]
February 19, 2021
D&O or Directors and Officers Insurance is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors or as an officer of a company. In Executive Risks, ignorance isn’t bliss, it’s expensive. So it pays to know when your D&O insurance policy will and […]
February 10, 2021
Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation (WC) insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. We often have this […]
January 22, 2021
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]
December 9, 2020
We understand all businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Insurance to protect your organization from unforeseen events. General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: […]
December 9, 2020
One of the most common types of business insurance, commercial property provides a wide range of coverage for buildings and contents such as, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered on a standard policy, a separate policy, or […]
September 14, 2020
We all watched many cities and businesses damaged or destroyed by recent riots. Many businesses were lost and it caused us to think about how commercial property insurance applies to riots. We hope this never happens to any community, but it is always good to be informed and prepared in the event of any […]
July 12, 2020
It is that time of year to review goals, review your California business plans and look forward to a prosperous 2014. Part of your planning should include an annual California business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office and we will be happy […]
June 3, 2020