Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle, and Portland. Most are not large enough to cause damage, but sooner or later a big one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses may not even give earthquake insurance much thought, […]
March 2, 2017
Finding the right contractor to perform quality work on time can be a challenge for many property managers. It may also be a good idea to contact the Better Business Bureau for more information. Before you hire a contractor, make the following check list part of your decision process. Remember, your business insurance will not […]
February 27, 2017
Update Your Business Insurance Let’s face it, your business changes almost every day. You add new employees, equipment and vehicles, and you change and update in every way needed to remain competitive. To ensure your business is protected with the right business insurance, you need to structure your program to respond when needed. These changes […]
February 12, 2017
If you are a business that manufactures, serves, sells or distributes alcohol you need Liquor Liability Insurance. Liquor Liability Insurance is recommended to protect your company from potential financial losses arising from litigation involving alcohol-related damages. Alcohol creates real and significant exposures for restaurants, bars, taverns, and hotels. These operations develop a large percent of […]
August 5, 2014
There is no question that operating a business comes with certain risks. But there are also many benefits. The range of business threats is evolving rapidly but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few simple ways to manage risk: Follow insurance […]
July 23, 2014
California Property managers have a need for proper insurance coverage. Property Managers often get caught in disputes between owners and tenants. Property managers can not only be sued by their own employees, but also by the staff of the property owner. Also, property managers who have an equity interest in property have increased risks that […]
July 18, 2014
According to IT Business Edge, 50% of businesses listed cyber security as one of their top five business risks. “With the revelations of the National Security Agency (NSA) surveillance program and retail store Target’s breach of confidential credit card information, this heightened awareness has been justified and provided warning of the need for awareness and […]
July 8, 2014
Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance. These ads may be entertaining, but how in the world can you really tell these companies apart? What are the differences? Is one company really better than any other? Will the […]
May 17, 2014
Health Insurance Triggering Events If you have not signed up for health insurance in California, you missed the recent deadline. Covered California does offer special enrollment call ” Triggering Events”. Each of has at one time or another had a life changing event that changed how we look at health insurance. Healthcare reform has created […]
May 6, 2014
Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. Criminals watch […]
January 26, 2014