A Business Insurance Update You buy commercial insurance to protect your business from the unforeseen events that might cause a claim, damage, or loss. Commercial insurance provides the financial resources necessary to help your business recover from a covered loss. We will review your exposures to risk and compare these to your current coverage. If […]
June 28, 2018
Cyber risk and cloud computing is a topic that keeps evolving. In a recent study, 40% of companies thought they did not need cyber liability insurance. Many thought cyber liability was covered under their business insurance policy. And others thought that if they used the cloud to store client’s information that they had no risk. […]
June 16, 2018
We understand every business is unique. You serve people first and foremost. Just because you are a small business does not mean you are exempt from litigation. Every business large or small need general liability insurance to protect your organization from unforeseen events. General liability insurance should be the foundation of your commercial insurance program. […]
June 9, 2018
What is a Fidelity Bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your business against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured business for money or other property lost because of dishonest acts […]
May 27, 2018
Keeping your business moving forward requires a lot of your attention. Every one of our clients wants their business to grow and to have their assets and resources protected. It is important to invest in tools and resources that will allow your business to thrive in 2014. Having the right kind of business insurance is […]
May 17, 2018
A Business Insurance Update Today more than ever employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act […]
April 19, 2018
Like many organizations, your business may rent or lease equipment from time to time. You may be planning a special event and need a tent to accommodate a large number of people as part of a business activity. Or, perhaps you are renting a sound system for a concert, or leasing office equipment such as […]
April 9, 2018
Cyber Risk Insurance Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every type of business should carry. From retailers, property managers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the severe data breach exposures they face. Any business not making […]
March 12, 2018
A Business and Risk Update Businesses purchase commercial insurance to protect against the unforeseen costs related to a claim, damage, or loss. Commercial insurance provides the financial resources necessary to help your business recover from an insured loss. As your business grows, so does your risks. As societal norms change, your business risks also change. […]
February 28, 2018
A Business Insurance Update Companies prepare for and manage many forms of business risks from the traditional ones such as fire and flood to the emerging types including cyber, dishonest acts of employees, and even insider fraud. Industry experts have found that the cost of an average fraud loss averages about $50,000 (The Association of […]
February 17, 2018