Elevated risk of seismic activity has fueled concerns of “the next big one”. Catastrophic risk experts are diligent in recording seismic activity in an effort to predict when such an event may occur. Such as the Seismological Laboratory at Caltech that has statistical data dating back to before the 1900s of activity in California and […]
October 26, 2017
Inland Marine insurance covers property transported over land or while temporarily warehoused by a third party. Does your business transport property of any kind? Does your business transport equipment or inventory in a vehicle or other mode of transportation? Do you transport tools, construction equipment, computer data or building plans and more? Does your business have […]
October 26, 2017
A Cyber Risk Update Have you ever received a “junk email” claiming to be American Express and speaking of an unauthorized charge to your account say from a recently known cyber-attack such as, Home Depot and they are asking for you to follow a link to correct the problem? The sophisticated web user knows this […]
October 8, 2017
A Workers’ Compensation Update According to OSHA, there are over 4.1 million workplace injuries in the United States each year at a cost to employers of about $155 billion. There is no doubt workers’ compensation is a big expense for employers. Is your insurance broker doing the following things to help you reduce workers’ compensation […]
September 28, 2017
Cyber Liability addresses the first- and third- party risks associated with e-commerce businesses, the Internet, networks and informational assets. Cyber Liability Insurance offers coverage protection for exposures arising out of Internet communications. The concept of Cyber Liability takes into account first- and third- party risks. The risk category includes data storage, business interruptions, fraud and […]
September 19, 2017
Business Insurance and Risk Every business faces a variety of risks. If you have employees you have the risk of employee injury and you buy workers’ compensation insurance to protect yourself from this exposure. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your […]
September 9, 2017
Cyber Liability continues to be a major issue for businesses in 2017. In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 39% of all cyber incidents affect businesses with fewer than 100 employees. Human errors and systems glitches caused nearly two-thirds of data breaches globally […]
September 7, 2017
A Business Insurance Update Buying business insurance is like investing in your business. While you may never have a claim, if you do the resources provided by your insurer can keep your business going. That is why it is important to have an agent who understands your needs and can help you design a business […]
August 31, 2017
Real Estate Risk Defined Property managers have unique risks that can only be insured with the right kind of commercial insurance. Property manager’s insurance can help ensure that property managers and third party interests are protected in the event of a fire or other catastrophic loss. Property managers often get caught between the owners and […]
August 14, 2017
OSHA audits are not usually something for which you advanced warning. Often, an OSHA inspector simply shows up at your firm to conduct an inspection. However, there are a number of things you can do to reduce your stress and to ensure that your audit goes smoothly. It is always best to think about how […]
August 7, 2017