There are many insurance myths floating around, and most of them have been around for years. We want to respond to some of these myths with clear information, so that you can make educated decisions about your insurance purchases. Commercial Insurance Myths “Having two agents is better than one, because they keep each other competitive.” […]
November 19, 2017
A Cyber Risk Update Have you ever received a “junk email” claiming to be American Express and speaking of an unauthorized charge to your account say from a recently known cyber-attack such as, Home Depot and they are asking for you to follow a link to correct the problem? The sophisticated web user knows this […]
October 8, 2017
A Workers’ Compensation Update According to OSHA, there are over 4.1 million workplace injuries in the United States each year at a cost to employers of about $155 billion. There is no doubt workers’ compensation is a big expense for employers. Is your insurance broker doing the following things to help you reduce workers’ compensation […]
September 28, 2017
Cyber Liability addresses the first- and third- party risks associated with e-commerce businesses, the Internet, networks and informational assets. Cyber Liability Insurance offers coverage protection for exposures arising out of Internet communications. The concept of Cyber Liability takes into account first- and third- party risks. The risk category includes data storage, business interruptions, fraud and […]
September 19, 2017
Business Insurance and Risk Every business faces a variety of risks. If you have employees you have the risk of employee injury and you buy workers’ compensation insurance to protect yourself from this exposure. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your […]
September 9, 2017
is no question that operating a business comes with certain risks. The range of business exposure is evolving rapidly, but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few suggestions: Follow insurance company loss control recommendations. These are designed to reduce the probability […]
July 10, 2017
Business Insurance Renewal Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing and the right insurer. We have found at least five factors that are important to manage when renewing your business insurance program. Business Insurance A business insurance program can […]
May 31, 2017
Are Your Insurance Costs Too High? Many commercial insurance experts are predicting lower rates for businesses across the United States. Commercial insurance buyers may see lower rates and wider choice in coverage terms at upcoming renewals as insurance pricing softness accelerates in most lines. Commercial or business insurance rate reductions are due to a softening […]
May 14, 2017
Commercial Insurance Insurance coverage is available for almost every type risk your business might face. Our agency can advise you on the exact types of commercial insurance you should consider purchasing. The right commercial insurance policies will go a long way toward helping you safeguard your earning power and your future. If you are a […]
April 19, 2017
If you have employees, you are exposed to potential employment liability claims. Employees know their rights and it is time for all employers to be more informed about how to protect their company. Here are a few reasons to consider employment liability coverage. Here is why you need to make Employment Liability part of your […]
March 9, 2017