Category: Commercial Umbrella Liability


  • Is Your Business Prepared For A Loss?

    A Business Insurance Update Your business insurance can respond to many kinds of risks and losses.  Protecting your business from a loss may be the difference between having a great year and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  It pays to […]

    April 9, 2021

  • Risk Management and Assessment for Business Investment Concept. Modern graphic interface showing symbols of strategy in risky plan analysis to control unpredictable loss and build financial safety.

    Top Business Insurance Risks For 2021

    According to a recent AMEX survey, 92% of businesses pivoted last year and 76% of small businesses believe they will need to pivot again in 2021 as companies adjust to new operational norms in a post-Covid environment.   Cyber Liability– Cyber liability and data theft is one of the hottest topics for businesses, risk managers, and insurance companies. […]

    March 21, 2021

  • Restaurant

    Restaurant Insurance: Cost Savings Strategies

    Most restaurants have experienced a staggering financial impact from COVID-19.  Since restaurants operate on low margins, they will need to find ways to reduce operating costs. If you are in search of commercial insurance for your restaurant you may find it difficult to find the coverage you need at a competitive premium. We market your […]

    March 19, 2021

  • Property Insurance for Your Business

    A Business Insurance Update Every business owns business property which may also include the building in which you run your operations. Property insurance protects the physical assets of your business – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every company should have property insurance coverage to respond to the many risks […]

    March 9, 2021

  • Director & Officers Insurance

    D&O or Directors and Officers Insurance is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors or as an officer of a company.   In Executive Risks, ignorance isn’t bliss, it’s expensive.  So it pays to know when your D&O insurance policy will and […]

    February 10, 2021

  • 2021

    2021 Business Insurance Planning

    Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]

    December 9, 2020

  • General Liability For Business

    We understand all businesses are unique. Just because you are a small or medium sized business does not mean you are exempt from litigation. All businesses need General Liability Insurance to protect your organization from unforeseen events. General Liability Insurance should be the foundation of your insurance program. General Liability Insurance provides the following coverage: […]

    December 9, 2020

  • building

    Commercial Property Insurance and Additional Coverages

    One of the most common types of business insurance, commercial property provides a wide range of coverage for buildings and contents such as, inventory, equipment, tools and more.  Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered on a standard policy, a separate policy, or […]

    September 14, 2020

  • Boiler and Machinery (BM) Insurance

    Boiler and Machinery Insurance is an insurance policy that provides coverage for physical damage to and financial loss from equipment breakdown. Boiler and machinery insurance, also called equipment breakdown insurance, covers: (1) the cost of repairing or replacing the damaged equipment, and (2) business losses incurred from the equipment not functioning. This type of insurance […]

    August 28, 2020

  • Cyber Liability, The Risk That Keeps Growing

    According to the FBI, cybercrime is now ranked as the number one law enforcement concern. Your business has a greater chance of having a cyber breach than it does of having a fire. It is important to have the right kind of insurance coverage in order to protect your business. Welcome To The Next Generation […]

    August 9, 2020