Inland Marine insurance covers property transported over land or while temporarily warehoused by a third party. Does your business transport property of any kind? Does your business transport equipment or inventory in a vehicle or other mode of transportation? Do you transport tools, construction equipment, computer data or building plans and more? Does your business have […]
October 26, 2016
The evolution of manufacturing techniques over the years has as much to do with the implementation and enforcement of environmental regulations as it does modern technology. Historically manufactures have had effects on the environment in ways such as smoke stacks and discarded hazardous and non-hazardous waste. Over the years the EPA and OSHA have increased […]
October 24, 2016
When safeguarding your data on the cyber scene from potential hackers; protecting, updating and maintaining secure passwords is one of the easiest and non-costliest things you can do. Our office recently experienced a hack of our telephone service through our voice messaging system. The result was international hackers taking over our phone lines and racking […]
October 12, 2016
Earthquakes can be a bit unpredictable; however, USGS strives to narrow down the predictability of earthquake patterns and is a good source for seismic activity world-wide. More than likely you are aware if you reside in an earthquake prone area. Perhaps due to certain environmental changes in your area over recent years, you may now […]
October 6, 2016
Want to get your Workers’ Compensation costs under control? Take a few tips from this California based supermarket chain who slashed drug costs 71% in 2 years. How was this achieved you ask? Here are a few featured components of the Stater Bros. Markets Workers’ Comp Program. EXPERIENCE: The director of the workers’ compensation program, […]
September 27, 2016
It seems that we are alerted to another cyber breach almost every day. Some of the most recent cyberattacks include the Starwood, Marriott, Hyatt hotels; Oracle’s MICROS Point-of-Sale and Newkirk Productions, a service provider that issues healthcare ID cards. It is to be expected that the data breaches making headlines are those that are very […]
September 13, 2016
Flooding can happen just about anywhere when you least expect it, even in the desert! As remnants of Tropical Storm Javier swept through the Southwest in early August, Tucson was heavy hit with flash floods as reported by the Associated Press. Most recently, the devastation in Louisiana has affected over 50,000 homes and of those […]
September 6, 2016
If your business handles hazardous material you are required by OSHA to maintain a written policy regarding the handling, care and disposal of those materials. The transmittal of information is to be accomplished by means of comprehensive hazard communication programs which are required to include container labeling and other forms of warning, safety data sheets […]
August 30, 2016
the management and administration of employee benefit plans The bonds mentioned above are at times intermingled, but have specific roles in how they are used. The Employee Retirement Income Security Act (ERISA) is a federal law enacted in 1974 that established minimum standards for plan administrators and investment advisers to protect employee pension and health […]
August 24, 2016
In cyber space, Social engineering is the art of manipulating people so they give up confidential information. Learn more about how hackers are using tactics to gain your personal information in this article, 7 Social Engineering Tactics that Hackers are Using to Trick Employees by Liz Riley of Arroyo Insurance Services. BOGUS INVOICE – A […]
August 16, 2016