Our Blog

  • Liquor Liability-Who needs it?

    Summertime is a carefree time of backyard parties, celebrating 4th of July and weddings! Can you guess from that list what coverage issue jumps to mind? Yes, Liquor Liability! Who Needs Liquor Liability Insurance? Businesses that sell or serve alcohol at their establishment need Liquor Liability Insurance. Some states require Liquor Liability Insurance for every […]

    July 7, 2015

  • The Growing Rise of Cyber Attacks on the Healthcare Industry

    We have all heard of the cyber attacks on financial institutions and retail businesses. More and more we are hearing of the attacks in the healthcare industry. Attacks reported just this year have involved Premera Blue Cross effecting 11 million patients and Anthem involving 80 million records. These are just the high profile cases we […]

    June 30, 2015

  • What is Commercial Umbrella Liability?

    What is Commercial Umbrella Liability? An umbrella liability policy provides an insured with an “umbrella” of liability protection over the primarily liability insurance. Most umbrella insurers require you to purchase primary insurance coverage before selling you an umbrella policy; for example, general liability insurance, auto liability insurance, workers compensation or employers’ liability insurance. An umbrella […]

    June 24, 2015

  • Managing Workers’ Comp Costs

    Managing Workers’ Comp Costs One essential element in managing worker’s comp costs is communication with your insurance broker. When reviewing your worker’s compensation programs with your insurance broker, communication is a key to minimize costs. As an employer another key element is to ensure that injuries are managed effectively and that there are plans in […]

    June 17, 2015

  • El Nino Advisory 2015

    El Nino Advisory 2015 The National Weather Service has currently listed on the ENSO Alert System Status: El Niño Advisory Synopsis: There is an approximately 90% chance that El Niño will continue through Northern Hemisphere summer 2015, and a greater than 80% chance it will last through 2015.  Definitions of the ENSO ALERT SYSTEM. El […]

    June 9, 2015

  • Disaster Preparedness Planning

    Disaster Preparedness Planning Businesses can do much to prepare for the impact of the many hazards they face in today’s world including natural hazards like floods, hurricanes, tornadoes, earthquakes and widespread serious illness such as the Ebola virus pandemic. Human-caused hazards include accidents, acts of violence by people and acts of terrorism. Examples of technology-related […]

    June 3, 2015

  • Types of Liability Insurance

    Explaining D&O and EPLI Directors and Officers Insurance or (D&O) and Employment Practices Liability Insurance or (EPLI) are important coverages for any business owner. Directors & Officers Insurance (D&O) is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. […]

    February 26, 2015

  • Cyber Liability Insurance

    Cyber Liability Insurance – Why you need it now! Cyber Liability Insurance has been available to all businesses for over a decade. Security breach notification laws were enacted in 2002 in response to an escalating number of breaches of consumer databases containing personally identifiable information. The most recent attack in the news is with the […]

    February 18, 2015

  • Happy Valentine’s Day!

                          Happy Valentine’s Day! from your friends at The Armstrong Company! We hope you enjoy the selected quotes below with someone you love:) “Love is our true destiny.  We do not find the meaning of life by ourselves alone – we find it with another.”         by Thomas Merton “They invented hugs to let people […]

    February 13, 2015

  • Workers Compensation-Incident Report

    Having an Incident Report in Place Sources California State University WC Guide for Supervisors & Managers, OSHA Do you have a plan in place for your business if an employee becomes ill or injured while at work?  A Supervisor’s Injury and Illness Incident Report is a general requirement under OSHA regulations.  Partial Exemption is given […]

    February 3, 2015