There are many things a business can do to prepare for the impact of a natural hazard. Developing an emergency preparedness plan may be one of the most important strategic decisions you can make as a small business owner.
Your insurance company may offer resources
Check with us to see if your insurance company offers resources to help your business prepare for a disaster.
Three questions to ask about your business
- How vulnerable would your business be if a disaster or other emergency were to occur?
- Do you have a plan to protect your employees and any others on your premises?
- Have you provided emergency preparedness training to employees?
The American Red Cross offers free tools that may be useful: www.readyrating.org
Get Your Business Prepared
- Review your policy with us to make sure you understand the nature of your coverage, including the deductibles and policy limits.
- Create evacuation and shelter safety procedures.
- Create backup copies of critical data and programs.
- Train your employees annually in emergency preparedness.
- Protect vital business records. Keep your most important documents in a safe that has been tested and listed by UL (Underwriters Laboratories) as being resistant to fire, heat, burglary tools and torches.
- Create an emergency contact list.
- Learn what kind of emergencies might affect your business.
- Decide ahead of time what you can do if your building becomes unusable.
- Make emergency preparedness part of daily procedures and communications.
Thanks to the American Red Cross and U.S. Small Business Administrating for providing some of this information.