We have all heard of the cyber attacks on financial institutions, retail businesses and the healthcare industry. More and more we are hearing of the attacks in other industries, such as the hospitality industry. Attacks reported just this year have involved Mandarin Oriental Hotel Group, effecting 10 of their hotels worldwide. It is assumed the […]
September 23, 2015
from The Armstrong Company Insurance Consultants Employer sponsored health benefit programs are an important component of any employment package. Employees anticipate that their employer has a health plan in place and that it is a benefit available with employment. Having an operative plan that considers the practical affects and legal requirements is vital to its success. […]
September 15, 2015
Happy Labor Day, from The Armstrong Company! We hope you enjoy these fun facts regarding this special day. (Source: Wikipedia.org) Labor Day in the United States is a holiday celebrated on the first Monday in September. American labor movement is the reason we celebrate Labor Day. Being the first to propose the holiday, there are […]
September 7, 2015
So far the 2015 Hurricane Season has brought 6 named systems in the Atlantic Basin Region and 13 named systems in the Eastern Pacific Region. We are currently experiencing three systems in these two regions; two of systems are located in the Pacific region, Hurricane JIMENA a CAT 4 and IGNACIO a CAT 2 as registered on the Saffir-Simpson […]
August 31, 2015
Have you ever received a “junk email” claiming to be American Express and speaking of an unauthorized charge to your account say from a recently known cyber attack such as, Home Depot and they are asking for you to follow a link to correct the problem? The sophisticated web user knows this to be a […]
August 26, 2015
Floods can happen anywhere, as witnessed on Highway 10 between Los Angeles, California and the Arizona border on July 19th. As reported in the LA Times, a pit-sinkhole-bridge collapse was created when a creek in Desert Center between Coachella, California and Arizona’s border was overwhelmed by an unusual July flash flood storm. Floods are one […]
August 12, 2015
You have more than likely heard the terms replacement cost value and coinsurance penalty repeated again and again. But why are these so important? Familiarity with these terms and your policy provisions is important because if coverage is not maintained at the amount equal to the coinsurance limit on the policy, the insurance company will […]
August 4, 2015
With almost 70% of businesses reported being hacked last year in a recent Property Casualty 360 article, and 36% having no cyber coverage, one might ask why? Perhaps businesses do not believe they need it or perhaps they do not know what a policy would do for them. Below we highligh some key benefits to […]
July 28, 2015
With the 2015 fire season underway and the extreme drought that continues to plague California and other areas, it is a good idea to ensure you are prepared for this type of disaster. Being prepared includes knowing your risks, having a Disaster Plan in place, mitigate against potential losses, and continue monitoring potential for your […]
July 14, 2015
Summertime is a carefree time of backyard parties, celebrating 4th of July and weddings! Can you guess from that list what coverage issue jumps to mind? Yes, Liquor Liability! Who Needs Liquor Liability Insurance? Businesses that sell or serve alcohol at their establishment need Liquor Liability Insurance. Some states require Liquor Liability Insurance for every […]
July 7, 2015