Why You Need Building Ordinance Coverage? State and local governments enact and enforce building codes or ordinances to protect the health and safety of building occupants. A building ordinance establishes a minimum standard that must be met to maintain compliant with the building codes that are set forth. Building ordinance coverage is needed to cover […]
January 14, 2015
Minimize Cyber Exposure Cyber Monday, holiday shopping, cyber exposure in general for individuals and businesses alike is becoming more of a constant thought in accessing our risk management. During this holiday season, and as a rule of thumb all year long, it is a good idea to adopt these tips from the experts at CNA’s […]
December 29, 2014
Hospitality Industry – Risk Assessment The hospitality (travel and tourism) industry has seen its ups and downs but currently is thriving as determined by the World Travel and Tourism Council, as among the largest and fastest growing industries worldwide and projected to support 328 million jobs by 2022. This is an exciting time to be […]
December 23, 2014
Independent Contractor versus Employee Source California Division of Labor Standards Enforcement (DLSE) As a company running a business or an individual working for themselves, the topic of independent contractor versus employee is a very important factor to consider when accessing your risk management. As a company you want to be very careful that you understand […]
December 16, 2014
Think you need Cyber Liability Insurance? Source-Bloomberg Staples Inc., the world’s largest office-supply chain, is investigating a potential breach of customer credit-card data, becoming the latest retailer to confront a threat from hackers in recent months. The potential data theft adds to a wave of breaches at companies such as Home Depot Inc., Target Corp., Sears […]
December 3, 2014
Understanding Workers Compensation The widow and son of a Bartlesville, Oklahoma man who died during firefighting training have been awarded more the $503,000 in federal and state death benefits despite testimony that said the man was never with a fire department. This account from the Insurance Journal and many more like them pop up in […]
November 13, 2014
Inland marine insurance What is Inland Marine Insurance? As a business owner, it could be you’ve never heard of inland marine insurance, or maybe you’ve dismissed it because of the name. Well, you might want to think again. Inland marine insurance was first created to cover the transport of goods over water, but the definition […]
November 7, 2014
Ridesharing – How it is affecting the Insurance Industry The popularity of commercial ridesharing, which connects drivers and riders for a fare with the click of a button on a smartphone app, has skyrocketed across the country in recent years. Transportation network companies (TNCs) like Uber and Lyft have not only “disrupted” the taxi’s traditional […]
October 22, 2014
Hurricane Threats-Resulting Flood Exposure According to reports from The Weather Channel in early October, there still remain threats of Atlantic hurricanes to hit this month. Florida is the state most likely to see a hurricane make landfall in the month of October, with the southern part of Florida most at risk. In fact, the last […]
October 13, 2014
What is Medical Professional Liability/Medical Malpractice Insurance? Professional liability is negligence by a health care provider resulting from a failure to use due care or where the standard of care falls below what is expected from a person in a particular profession. A medical professional liability insurance policy covers bodily injury or property damage as […]
September 18, 2014