Many people are unsure what a personal California umbrella policy is or what it covers. We will explain the basics of a personal California umbrella Insurance policy and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it […]
September 4, 2019
There is no question that owning a business comes with a set of unique risks. Business risks are always changing and for your company to survive and grow you will need to manage the risks specific to your business. A well designed commercial insurance program can protect your company from financial loss and may even […]
July 22, 2019
Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle and Portland with many not large enough to even be noticed. Many businesses may not give earthquake insurance much thought, but is your company prepared if a large earthquake caused devastating damage to your business’ property? Even if you do not own your building, […]
July 17, 2019
A Business Insurance Update Most business own business property and you may also own the building in which you run your operations. Property insurance protects the physical assets your company owns – such as computers, office equipment, buildings, furniture, fixtures, and other types of property. Every business should have property insurance coverage to respond to […]
July 12, 2019
Competitive Contractors Insurance Contractors insurance provides insurance and risk services to the construction industry. Insurance can play an important role in “on time and on budget projects”. If your insurance coverage is not written correctly, your business may not financially survive a loss. Your success depends on proper planning, whether you’re estimating a project, hiring […]
June 25, 2019
There are many things a business can do to prepare for the impact of a natural hazard. Developing an emergency preparedness plan may be one of the most important strategic decisions you can make as a small business owner. Your insurance company may offer resources Check with us to see if your insurance company offers […]
June 19, 2019
The economy is growing and employment is at one of the highest levels in the past 25 years. There will always be challenges regarding business insurance and risk management. Business Insurance Trends The business insurance world is changing at a fast pace. Technology is continually evolving and businesses must change or die. New technology also […]
May 21, 2019
As a business owner, you go to great lengths to provide a safe working environment for your employees. But when dealing with humans, accidents can happen and Workers’ Compensation Insurance can help. Workers Compensation Insurance should be an important part of your risk management program. What is Workers’ Compensation? Workers’ compensation insurance is insurance that […]
March 22, 2019
How To Prepare Your Business For Summer Interns Many businesses offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of […]
March 19, 2019
A Business Insurance Update Hurricane Harvey’s impact will be felt for the next three to five years, maybe even longer. Many affected businesses may not survive. It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible. For those businesses that had flood insurance, the recovery will […]
March 9, 2019