Earthquake Insurance, Do You Really Need It? Earthquakes are one of those catastrophes that we hope to never experience; however, once you are in the midst of recovering from such an occurrence the cost can be enormous. The earthquake that struck Napa, California just days ago will lead to economic losses of as much as […]
September 2, 2014
If you are a business that manufactures, serves, sells or distributes alcohol you need Liquor Liability Insurance. Liquor Liability Insurance is recommended to protect your company from potential financial losses arising from litigation involving alcohol-related damages. Alcohol creates real and significant exposures for restaurants, bars, taverns, and hotels. These operations develop a large percent of […]
August 5, 2014
There is no question that operating a business comes with certain risks. But there are also many benefits. The range of business threats is evolving rapidly but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few simple ways to manage risk: Follow insurance […]
July 23, 2014
California Property managers have a need for proper insurance coverage. Property Managers often get caught in disputes between owners and tenants. Property managers can not only be sued by their own employees, but also by the staff of the property owner. Also, property managers who have an equity interest in property have increased risks that […]
July 18, 2014
According to IT Business Edge, 50% of businesses listed cyber security as one of their top five business risks. “With the revelations of the National Security Agency (NSA) surveillance program and retail store Target’s breach of confidential credit card information, this heightened awareness has been justified and provided warning of the need for awareness and […]
July 8, 2014
Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws Employee Personal Records – As a business […]
June 21, 2014
Developing a companywide safety program can be one of the best things you will do for your business. There are many benefits to your business including an engaged workforce, lower workers compensation costs, and reduced workplace injuries. Here is a simple overview of how to get a safety program started. STEP ONE Make sure all […]
June 15, 2014
Recent surveys by human resource managers have identified a number of workplace issues facing employers and employees. These problems affect the work being done, employee morale, and overall company performance. Take a look at the top five workplace issues and see if your company faces any of these. Lack of Training- Many workers state that […]
June 2, 2014
Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance. These ads may be entertaining, but how in the world can you really tell these companies apart? What are the differences? Is one company really better than any other? Will the […]
May 17, 2014
Health Insurance Triggering Events If you have not signed up for health insurance in California, you missed the recent deadline. Covered California does offer special enrollment call ” Triggering Events”. Each of has at one time or another had a life changing event that changed how we look at health insurance. Healthcare reform has created […]
May 6, 2014