Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. Criminals watch […]
January 26, 2014
When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on […]
January 15, 2014
It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your business. But are they really giving you the best coverage designed specifically for you? Here are a few auto insurance myths we have seen, that you need […]
January 6, 2014
A texting driver is 23 times more likely to have an accident than a non-texting driver. However, one million people chat and text while driving each day. The average text takes a driver’s eyes off the road for nearly five seconds, so when traveling at 55mph, that’s enough time to cover the length of a […]
December 21, 2013
According to the Insurance Institute for Highway Safety, teenagers are four times more likely to get into an auto accident than older drivers. Simply put, experience on the road makes a difference. Teenagers lack experience and are often overconfident when driving. However, students enrolled in a driver’s education course can gain the experience and respect […]
December 12, 2013
There is no question that a healthy life style can reduce life insurance premiums and health care costs. Statistics show that the healthier you are the lower your medical costs and health insurance will be. Developing a healthy lifestyle can be accomplished by considering the following: Eating out the right way Everyone likes to eat […]
November 24, 2013
California self-storage or mini storage facilities are available in almost every community, and people are placing personal property in storage for many reasons. Some people store personal property during a move, to store an ATV, to store seasonal items, or simply need the extra storage space. These facilities offer safe and clean storage for a […]
November 22, 2013
Many people are unsure what a personal California umbrella policy is or what it covers. We will explain the basics of a personal California umbrella Insurance policy and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it […]
November 12, 2013
California self-storage or mini storage facilities are available in almost every community, and people are placing personal property in storage for many reasons. Some people store personal property during a move, to store an ATV, to store seasonal items, or simply need the extra storage space. These facilities offer safe and clean storage for a […]
November 11, 2013
Automobile accidents happen every day. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. You purchase insurance to help you through accidents, if and when, they happen. Here are a few […]
October 19, 2013