We have all heard of the cyber attacks on financial institutions and retail businesses. More and more we are hearing of the attacks in the healthcare industry. Attacks reported just this year have involved Premera Blue Cross effecting 11 million patients and Anthem involving 80 million records. These are just the high profile cases we […]
June 30, 2015
What is Commercial Umbrella Liability? An umbrella liability policy provides an insured with an “umbrella” of liability protection over the primarily liability insurance. Most umbrella insurers require you to purchase primary insurance coverage before selling you an umbrella policy; for example, general liability insurance, auto liability insurance, workers compensation or employers’ liability insurance. An umbrella […]
June 24, 2015
Managing Workers’ Comp Costs One essential element in managing worker’s comp costs is communication with your insurance broker. When reviewing your worker’s compensation programs with your insurance broker, communication is a key to minimize costs. As an employer another key element is to ensure that injuries are managed effectively and that there are plans in […]
June 17, 2015
El Nino Advisory 2015 The National Weather Service has currently listed on the ENSO Alert System Status: El Niño Advisory Synopsis: There is an approximately 90% chance that El Niño will continue through Northern Hemisphere summer 2015, and a greater than 80% chance it will last through 2015. Definitions of the ENSO ALERT SYSTEM. El […]
June 9, 2015
Disaster Preparedness Planning Businesses can do much to prepare for the impact of the many hazards they face in today’s world including natural hazards like floods, hurricanes, tornadoes, earthquakes and widespread serious illness such as the Ebola virus pandemic. Human-caused hazards include accidents, acts of violence by people and acts of terrorism. Examples of technology-related […]
June 3, 2015
Explaining D&O and EPLI Directors and Officers Insurance or (D&O) and Employment Practices Liability Insurance or (EPLI) are important coverages for any business owner. Directors & Officers Insurance (D&O) is a type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. […]
February 26, 2015
Cyber Liability Insurance – Why you need it now! Cyber Liability Insurance has been available to all businesses for over a decade. Security breach notification laws were enacted in 2002 in response to an escalating number of breaches of consumer databases containing personally identifiable information. The most recent attack in the news is with the […]
February 18, 2015
Happy Valentine’s Day! from your friends at The Armstrong Company! We hope you enjoy the selected quotes below with someone you love:) “Love is our true destiny. We do not find the meaning of life by ourselves alone – we find it with another.” by Thomas Merton “They invented hugs to let people […]
February 13, 2015
Having an Incident Report in Place Sources California State University WC Guide for Supervisors & Managers, OSHA Do you have a plan in place for your business if an employee becomes ill or injured while at work? A Supervisor’s Injury and Illness Incident Report is a general requirement under OSHA regulations. Partial Exemption is given […]
February 3, 2015
From the Desk of Des – Naples While attending a convention in Naples, Florida, I went to visit a resort client on the Gulf Coast. Standing on the beach in front of the resort I looked up at the property and saw a scene of bustling happy vacationers. They were on the beach, in the […]
January 29, 2015