Independent Contractor versus Employee Source California Division of Labor Standards Enforcement (DLSE) As a company running a business or an individual working for themselves, the topic of independent contractor versus employee is a very important factor to consider when accessing your risk management. As a company you want to be very careful that you understand […]
December 16, 2014
Holiday Safety Tips The holiday season has special meaning for many of us! It is a time for joy, cheer, giving and sharing; however, it is also a time when we become careless and vulnerable to theft and other holiday crime. Click here for a list of Holiday Safety Tips compiled, in cooperation with the […]
December 10, 2014
Think you need Cyber Liability Insurance? Source-Bloomberg Staples Inc., the world’s largest office-supply chain, is investigating a potential breach of customer credit-card data, becoming the latest retailer to confront a threat from hackers in recent months. The potential data theft adds to a wave of breaches at companies such as Home Depot Inc., Target Corp., Sears […]
December 3, 2014
Our Health and How to Protect It Sources: The Centers for Disease Control (CDC); The World Health Organization (WHO); Merck Manuals. During this time of the year, we all reflect and give thanks for our bountiful blessings. One intangible in particular that we give thanks for is our health. We all have health issues surrounding […]
November 25, 2014
Understanding Workers Compensation The widow and son of a Bartlesville, Oklahoma man who died during firefighting training have been awarded more the $503,000 in federal and state death benefits despite testimony that said the man was never with a fire department. This account from the Insurance Journal and many more like them pop up in […]
November 13, 2014
Inland marine insurance What is Inland Marine Insurance? As a business owner, it could be you’ve never heard of inland marine insurance, or maybe you’ve dismissed it because of the name. Well, you might want to think again. Inland marine insurance was first created to cover the transport of goods over water, but the definition […]
November 7, 2014
Ridesharing – How it is affecting the Insurance Industry The popularity of commercial ridesharing, which connects drivers and riders for a fare with the click of a button on a smartphone app, has skyrocketed across the country in recent years. Transportation network companies (TNCs) like Uber and Lyft have not only “disrupted” the taxi’s traditional […]
October 22, 2014
Hurricane Threats-Resulting Flood Exposure According to reports from The Weather Channel in early October, there still remain threats of Atlantic hurricanes to hit this month. Florida is the state most likely to see a hurricane make landfall in the month of October, with the southern part of Florida most at risk. In fact, the last […]
October 13, 2014
What is an SR-22? An SR-22, sometimes referred to as a Financial Responsibility Form, demonstrates proof of liability insurance. In other words, it is evidence a driver has an active insurance policy, thus the ability to pay a future claim up to a state’s minimum required limit. Why is an SR-22 needed? In most cases […]
October 1, 2014