Motor vehicle crashes are the leading cause of death for U.S. teens. According to the Center for Disease Control and Prevention in 2013, 2,163 teens in the United States ages 16–19 were killed and 243,243 were treated in emergency departments for injuries suffered in motor vehicle crashes. What are the danger zones for teens? Driver […]
August 2, 2016
On Tuesday June 14th, an alligator grabbed and dragged Lane Graves, a 2-year-old from Elkhorn, Nebraska, at a lagoon at the Disney Grand Floridian Resort and Spa as he waded in shallow water. His body was found a day later. This news shocked us all and we were left to wonder who, if anybody has […]
July 21, 2016
1. Know your risks Prior to looking for a policy, some due diligence ahead of time on your cybersecurity practices can be helpful in obtaining the best premium possible and getting terms that are important for your organization. Know the potential number of records your company maintains that could be exposed. This number is not […]
July 13, 2016
We are reminding you of the potential for Liquor Liability when you serve alcohol to your guests during this time of graduations, weddings, bar mitzvahs, and 4th of July just around the corner! During such festivities there is always fun, laughter and the enjoying of your family and friends. Don’t ruin these special occasions by […]
June 29, 2016
When preparing an Emergency Response Plan for unexpected disasters a key ingredient is your Emergency Communication List. You may want to begin by choosing an emergency contact person outside of your geographic area because it may be easier to call long distance than locally after a disaster. Take a minute now to call or email […]
June 21, 2016
In a recent report written by the Institute for Critical Infrastructure Technology they describe ransomware as being used by criminals which attempt to prevent access to the victim’s data until a fee is paid, unlike hackers who attempt to infiltrate or manipulate data where it is stored, processed, or in transmission. Therefore, ransomware is less […]
June 15, 2016
Definition A surety bond or surety is a promise by a surety or guarantor to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal’s failure […]
May 24, 2016
One of the best ways for businesses to control their workers’ compensation costs is to control the frequency of all insurance claims. There are legitimate claims however; unfortunately, there are also fraudulent claims. In addition to a well-planned safety program, your business should also address a zero tolerance for fraud as standard policy. The following […]
May 18, 2016
The 2016 Atlantic Hurricane Season officially begins June 1, 2016, and will end November 30, 2016. These dates historically describe the period each year when most tropical cyclones form in the Atlantic basin and are used as guidelines as to when hurricanes are most likely to occur. However, the formation of tropical cyclones is possible […]
May 3, 2016
Elevated risk of seismic activity has fueled concerns of “the next big one”. Catastrophic risk experts are diligent in recording seismic activity in an effort to predict when such an event may occur. Such as the Seismological Laboratory at Caltech that has statistical data dating back to before the 1900s of activity in California and […]
April 26, 2016