On Tuesday June 14th, an alligator grabbed and dragged Lane Graves, a 2-year-old from Elkhorn, Nebraska, at a lagoon at the Disney Grand Floridian Resort and Spa as he waded in shallow water. His body was found a day later.
This news shocked us all and we were left to wonder who, if anybody has the underlying responsibility for this tragedy. Any company with guests, customers, patients, or clients has the legal duty to protect the people within their business realm; this is why we have liability insurance. The family in this matter decided not to sue the Walt Disney Company; however, circumstances could have turned out dramatically different for the renowned company.
To comply with applicable OSHA standards, businesses are required to have a written plan on how to prevent occupational injuries and illnesses. Businesses would serve themselves well to go beyond what is stated as required and anticipate the dangers particular to their area such as is the case in this tragic incident.
The Armstrong Company Insurance Consultants assists clients with their risk management assessments. Disaster Preparedness is a must to help mitigate potential losses. We will highlight different aspects of “Disaster Preparedness Planning” in future blogs and newsletters. (check back often as this is a growing resource)