Category: California insurance


  • What is The Value of Contractors Insurance?

    Introduction Contractors insurance is a type of policy that protects your contracting business. Business owners, especially those in construction and contracting, need to have a solid understanding of contractors’ insurance. If you are a contractor or a tradesman, you need to know what type of contractor insurance you need to protect your assets and also […]

    March 9, 2023

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    Navigating Cyber Insurance

      The frequency and intensity of cyber-attacks are expected to continue to rise causing significant changes in the cyber insurance market. The cyber insurance market has always been deemed “soft” making it relatively easy for businesses to obtain coverage at a reasonable cost. However, with increased cyber threats and the exponential growth of ransomware assaults […]

    September 18, 2022

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    Top Risks For Local Businesses

    The disruption generated by COVID-19 has accelerated digital transformation among businesses and organizations worldwide. Cyberattacks affect everyone, but small firms appear to be one of the most popular targets.  Here are a few cybersecurity dangers that firms should be prepared to manage: Supply chain attacks Supply chain cyberattacks will continue to create new chances for […]

    September 12, 2022

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    Motor Truck Cargo Insurance

      Motor Truck Cargo insurance provides coverage on the freight or commodity hauled by a for-hire trucker.  Most firms and risk managers require motor truck cargo liability to ensure that their products and goods arrive at their intended destination without incident. Coverage for your motor truck cargo is mostly determined by your insurance and the […]

    August 24, 2022

  • Why Should Business Consider Employment Practices Liability Insurance

    If you have employees, you are exposed to potential employment liability claims. Employees know their rights and it is time for all employers to be more informed about how to protect their company. Here are a few reasons to consider employment liability coverage. Here is why you need to make Employment Liability part of your […]

    August 24, 2022

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    Security Breaches: Top Concern for Many Business Owners

    Over the last several years, cyber liability coverage has evolved from insurance for information technology companies to coverage that nearly every type of business should carry. Many companies are unaware of their cyber liability exposure from retailers, banks, contractors, distributors, restaurants, and medical offices; these all have considerable cyber liability risks. State laws require companies […]

    August 16, 2022

  • What Should Insurance Buyers Look For In Their Broker

    Our world is much different than it was just two years ago.  Things have changed and many changes are here to stay.  We all must adapt to a different way of managing our personal and business lives and finances.  Having a high-value insurance broker can help you manage these uncertain times. Selecting your insurance broker […]

    August 9, 2022

  • INSURANCE

    Why Is Directors and Officers Insurance important?

    Corporate Directors and Officers Insurance (D&O) Protects Corporate Directors and Officers from Personal Liability Most business insurance policies are meant to protect a company’s assets and earnings. The purpose of Directors and Officers, often known as D&O Insurance, is to protect and defend the personal assets and income of boards of directors, employees and corporate […]

    February 12, 2022

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    General Liability and Professional Liability Insurance Defined

    There are several types of liability insurances to help protect your business from third party claims.  How to determine which ones best cover the risks for your particular company takes careful consideration and a knowledgeable insurance broker to help with risk assessment and evaluation.  Below we have summarized a few of the different types of liability insurance that […]

    February 11, 2022

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    Do Small Business Startups Need Insurance?

    Commercial insurance is essential for all businesses. New enterprises and start-ups in particular stand to lose the most if things go wrong.  It’s critical to safeguard yourself in the greatest possible way, which includes purchasing commercial insurance. This form of insurance is not required in all states, but if you want to run a successful […]

    January 27, 2022