Category: California insurance


  • Is There Such A Thing As Normal Risk?

    Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker who […]

    December 4, 2024

  • Four Tips for Choosing the Right Commercial Insurance

    Choosing the right commercial insurance can be a challenging task for any business owner. With a wide variety of options available, it’s crucial to select coverage that fits your unique business needs while providing the right level of protection. Here are four essential tips to guide you in choosing the best commercial insurance for your […]

    November 22, 2024

  • Start Your 2025 Insurance Planning Today

    We live in a world that is changing constantly. These changes create risk trends that will impact your business. As you start your planning for 2025, we thought you might want to consider these. 2025 will provide a perfect storm due to a number of factors, including U.S. elections, the cost of healthcare, changes in […]

    November 11, 2024

  • The Keys to Getting Good HOA Insurance Through an Agent

      Homeowners Associations (HOAs) have unique insurance needs that require tailored coverage to protect both the community and its residents. Working with an insurance agent can simplify the process of finding the right policy, but knowing what to look for is essential. Here are the keys to getting good HOA insurance through an agent. Understand […]

    October 16, 2024

  • Do HOAs Need Directors and Officers (D&O) Insurance?

    Homeowners Associations (HOAs) are responsible for managing and maintaining common areas, enforcing community rules, and making decisions that impact all residents. These decisions are typically made by the HOA’s board of directors, a group of volunteers who often serve without compensation. Given the critical role they play, it’s essential to consider whether your HOA needs […]

    October 4, 2024

  • Five Essential Rules Every Landlord Should Follow

    Being a landlord comes with its own set of challenges and responsibilities. To be successful and ensure a positive relationship with your tenants, it’s crucial to follow a few key rules. Clear and Detailed Lease Agreements A well-crafted lease agreement is the foundation of a good landlord-tenant relationship. It should cover all aspects of tenancy, […]

    September 21, 2024

  • When Should You Update Your Commercial Insurance?

    Commercial insurance is a vital part of protecting your business from various risks, but having the right coverage is only effective if it stays up to date. As your business evolves, so do your insurance needs. Here are key moments when you should consider updating your commercial insurance to ensure you’re adequately protected. Business Expansion […]

    September 4, 2024

  • Trending Risks for Pharmaceutical and Biotech Companies

    The pharmaceutical and biotech industries are at the forefront of innovation, developing life-saving drugs and therapies. However, this progress comes with a myriad of risks that can impact both their operations and financial stability. Here are some of the trending risks facing pharmaceutical and biotech companies today: Regulatory and Compliance Challenges Stringent Regulatory Environment: Navigating […]

    August 14, 2024

  • How To Review Your Risks

    Interesting Business Risks You May Not Think About Commercial Insurance When it comes to running a business, entrepreneurs are well aware of the common risks such as financial instability, competition, and market volatility. However, there are several unexpected risks that can catch even the most diligent business owners off guard. These risks are often overlooked, […]

    July 18, 2024

  • Top Risks for Medical Device Companies: Mitigating the Threats

    Medical device companies play a critical role in improving patient outcomes and saving lives. However, they also face a unique set of risks that can impact their reputation, finances, and ability to deliver life-saving products. In this article, we’ll explore the top risks facing medical device companies and the most effective ways to manage them. […]

    July 6, 2024