Category: California insurance


  • Prepare Your Business For The Next Disaster

    There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner. Your Business Insurance Company May offer Resources Check with us […]

    February 19, 2025

  • Risk And Insurance Issues Faced By Most Businesses in California

    Risk management and insurance issues that your local business faces are not that much different from those faced by fortune 500 companies; fortune 500 companies’ risks are just larger and possibly more complex.  Making sure that you have the right kind of business insurance for protecting your operations is our number one goal. Recently, PC360.com […]

    February 6, 2025

  • What Types of Businesses Need Professional Liability Insurance?

    Professional liability insurance, often called errors and omissions (E&O) insurance, is essential for businesses that provide advice, services, or expertise to clients. This type of coverage protects professionals from claims of negligence, mistakes, or failure to deliver on expectations that result in financial harm to a client. But which types of businesses benefit the most […]

    January 23, 2025

  • What and How Much Insurance Do I Need to Start a Business?

    Starting a business is an exciting venture, but it comes with its share of risks. One of the most critical steps in protecting your investment is securing the right insurance. The type and amount of insurance you need depend on your industry, business size, and unique risks. Here’s a guide to help you determine the […]

    January 17, 2025

  • Is There Such A Thing As Normal Risk?

    Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker who […]

    December 4, 2024

  • Four Tips for Choosing the Right Commercial Insurance

    Choosing the right commercial insurance can be a challenging task for any business owner. With a wide variety of options available, it’s crucial to select coverage that fits your unique business needs while providing the right level of protection. Here are four essential tips to guide you in choosing the best commercial insurance for your […]

    November 22, 2024

  • Start Your 2025 Insurance Planning Today

    We live in a world that is changing constantly. These changes create risk trends that will impact your business. As you start your planning for 2025, we thought you might want to consider these. 2025 will provide a perfect storm due to a number of factors, including U.S. elections, the cost of healthcare, changes in […]

    November 11, 2024

  • The Keys to Getting Good HOA Insurance Through an Agent

      Homeowners Associations (HOAs) have unique insurance needs that require tailored coverage to protect both the community and its residents. Working with an insurance agent can simplify the process of finding the right policy, but knowing what to look for is essential. Here are the keys to getting good HOA insurance through an agent. Understand […]

    October 16, 2024

  • Do HOAs Need Directors and Officers (D&O) Insurance?

    Homeowners Associations (HOAs) are responsible for managing and maintaining common areas, enforcing community rules, and making decisions that impact all residents. These decisions are typically made by the HOA’s board of directors, a group of volunteers who often serve without compensation. Given the critical role they play, it’s essential to consider whether your HOA needs […]

    October 4, 2024

  • Five Essential Rules Every Landlord Should Follow

    Being a landlord comes with its own set of challenges and responsibilities. To be successful and ensure a positive relationship with your tenants, it’s crucial to follow a few key rules. Clear and Detailed Lease Agreements A well-crafted lease agreement is the foundation of a good landlord-tenant relationship. It should cover all aspects of tenancy, […]

    September 21, 2024