Professional liability insurance, often called errors and omissions (E&O) insurance, is essential for businesses that provide advice, services, or expertise to clients. This type of coverage protects professionals from claims of negligence, mistakes, or failure to deliver on expectations that result in financial harm to a client. But which types of businesses benefit the most […]
January 23, 2025
Starting a business is an exciting venture, but it comes with its share of risks. One of the most critical steps in protecting your investment is securing the right insurance. The type and amount of insurance you need depend on your industry, business size, and unique risks. Here’s a guide to help you determine the […]
January 17, 2025
Running a commercial business comes with risks, but taking proactive measures can safeguard your operations, minimize losses, and potentially reduce insurance premiums. By focusing on prevention and risk management, businesses can protect their assets while saving money. Here are five strategies every commercial business should consider: Invest in Comprehensive Security Measures Protecting your business against […]
January 12, 2025
Every business goes through changes including growth, new products or services, or equipment upgrades. If your business has experienced any change it might be time to have business insurance and risk review. New Products Or Services If your business is providing new services or is selling new products it will be important to make sure […]
December 16, 2024
Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker who […]
December 4, 2024
Choosing the right commercial insurance can be a challenging task for any business owner. With a wide variety of options available, it’s crucial to select coverage that fits your unique business needs while providing the right level of protection. Here are four essential tips to guide you in choosing the best commercial insurance for your […]
November 22, 2024
We live in a world that is changing constantly. These changes create risk trends that will impact your business. As you start your planning for 2025, we thought you might want to consider these. 2025 will provide a perfect storm due to a number of factors, including U.S. elections, the cost of healthcare, changes in […]
November 11, 2024
Homeowners Associations (HOAs) are responsible for managing and maintaining common areas, enforcing community rules, and making decisions that impact all residents. These decisions are typically made by the HOA’s board of directors, a group of volunteers who often serve without compensation. Given the critical role they play, it’s essential to consider whether your HOA needs […]
October 4, 2024
Commercial insurance is a vital part of protecting your business from various risks, but having the right coverage is only effective if it stays up to date. As your business evolves, so do your insurance needs. Here are key moments when you should consider updating your commercial insurance to ensure you’re adequately protected. Business Expansion […]
September 4, 2024
Property managers face unique challenges in maintaining and protecting their properties. Unexpected events such as natural disasters, fires, or vandalism can disrupt operations, leading to significant financial losses. Business interruption insurance is a crucial safeguard that helps property managers mitigate these risks and maintain financial stability. Here’s how business interruption insurance works for property managers: […]
August 24, 2024