Our Blog

  • Kids trick or treating in front of a house.

    The Trick to Having a Safe Halloween

    Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]

    October 10, 2024

  • Do HOAs Need Directors and Officers (D&O) Insurance?

    Homeowners Associations (HOAs) are responsible for managing and maintaining common areas, enforcing community rules, and making decisions that impact all residents. These decisions are typically made by the HOA’s board of directors, a group of volunteers who often serve without compensation. Given the critical role they play, it’s essential to consider whether your HOA needs […]

    October 4, 2024

  • Five Essential Rules Every Landlord Should Follow

    Being a landlord comes with its own set of challenges and responsibilities. To be successful and ensure a positive relationship with your tenants, it’s crucial to follow a few key rules. Clear and Detailed Lease Agreements A well-crafted lease agreement is the foundation of a good landlord-tenant relationship. It should cover all aspects of tenancy, […]

    September 21, 2024

  • A baby crawling and touching an outlet cover.

    Keep That Baby Safe! National Baby Safety Month

    September is National Baby Safety Month! Celebrate baby safety with these helpful tips for creating a safe living space. September is National Baby Safety Month. At this time of year, the Juvenile Products Manufacturers Association (JPMA) publishes information for parents about baby safety around the house. While it’s impossible to protect your child from all […]

    September 13, 2024

  • When Should You Update Your Commercial Insurance?

    Commercial insurance is a vital part of protecting your business from various risks, but having the right coverage is only effective if it stays up to date. As your business evolves, so do your insurance needs. Here are key moments when you should consider updating your commercial insurance to ensure you’re adequately protected. Business Expansion […]

    September 4, 2024

  • How Business Interruption Insurance Works for Property Managers

    Property managers face unique challenges in maintaining and protecting their properties. Unexpected events such as natural disasters, fires, or vandalism can disrupt operations, leading to significant financial losses. Business interruption insurance is a crucial safeguard that helps property managers mitigate these risks and maintain financial stability. Here’s how business interruption insurance works for property managers: […]

    August 24, 2024

  • Trending Risks for Pharmaceutical and Biotech Companies

    The pharmaceutical and biotech industries are at the forefront of innovation, developing life-saving drugs and therapies. However, this progress comes with a myriad of risks that can impact both their operations and financial stability. Here are some of the trending risks facing pharmaceutical and biotech companies today: Regulatory and Compliance Challenges Stringent Regulatory Environment: Navigating […]

    August 14, 2024

  • Emergency Kit

    How to Create an Emergency Survival Kit

    If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to […]

    August 14, 2024

  • How To Review Your Risks

    Interesting Business Risks You May Not Think About Commercial Insurance When it comes to running a business, entrepreneurs are well aware of the common risks such as financial instability, competition, and market volatility. However, there are several unexpected risks that can catch even the most diligent business owners off guard. These risks are often overlooked, […]

    July 18, 2024

  • Swimming Safety: 10 Tips for Summer

    Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and Prevention, about 10 people drown every day — and two of those are children 14 or […]

    July 11, 2024