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  • What Types of Businesses Need Professional Liability Insurance?

    Professional liability insurance, often called errors and omissions (E&O) insurance, is essential for businesses that provide advice, services, or expertise to clients. This type of coverage protects professionals from claims of negligence, mistakes, or failure to deliver on expectations that result in financial harm to a client. But which types of businesses benefit the most […]

    January 23, 2025

  • What and How Much Insurance Do I Need to Start a Business?

    Starting a business is an exciting venture, but it comes with its share of risks. One of the most critical steps in protecting your investment is securing the right insurance. The type and amount of insurance you need depend on your industry, business size, and unique risks. Here’s a guide to help you determine the […]

    January 17, 2025

  • Five Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs

    Running a commercial business comes with risks, but taking proactive measures can safeguard your operations, minimize losses, and potentially reduce insurance premiums. By focusing on prevention and risk management, businesses can protect their assets while saving money. Here are five strategies every commercial business should consider: Invest in Comprehensive Security Measures Protecting your business against […]

    January 12, 2025

  • What to Do After a Car Accident: A Step-by-Step Guide

    When you’re involved in a car accident, your full coverage auto insurance policy can help protect you from financial liability. Knowing what to do immediately after an accident and how to file a claim can help make this experience less stressful overall. Here’s what you need to know.  At the Scene Once an accident occurs, […]

    January 8, 2025

  • Has Your Business Changed? Insurance Can Help

    Every business goes through changes including growth, new products or services, or equipment upgrades.  If your business has experienced any change it might be time to have business insurance and risk review. New Products Or Services If your business is providing new services or is selling new products it will be important to make sure […]

    December 16, 2024

  • Common Myths About Renters Insurance

    Statistics show that approximately 1 out of every 2 renters have renters insurance.  Some people choose not to get this type of insurance because they misunderstand how the insurance works and what the benefits might be. Below, we’ve debunked five renters insurance myths to help you decide if renters insurance is right for you.  Myth […]

    December 9, 2024

  • Is Product Liability Insurance Really Needed?

    Product liability insurance is an essential type of insurance that helps protect businesses from the financial repercussions of legal claims related to their products. While not all companies may require product liability insurance, it is an important consideration for companies that produce and sell products. Here are three key reasons why businesses should consider product […]

    December 9, 2024

  • Is There Such A Thing As Normal Risk?

    Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker who […]

    December 4, 2024

  • Four Tips for Choosing the Right Commercial Insurance

    Choosing the right commercial insurance can be a challenging task for any business owner. With a wide variety of options available, it’s crucial to select coverage that fits your unique business needs while providing the right level of protection. Here are four essential tips to guide you in choosing the best commercial insurance for your […]

    November 22, 2024

  • Woman sitting on chair, keeping warm with blanket over shoulders and hot chocolate

    6 Smart and Safe Ways to Keep Your Home Warm This Winter

    As temperatures drop and heating expenses climb, maintaining a warm home without over-relying on your heating system becomes essential. Here are six effective strategies to keep your living space cozy during the colder months: 1. Seal Drafts with Weatherstripping Drafts around windows and doors can significantly reduce indoor warmth. Applying weatherstripping is a straightforward solution […]

    November 21, 2024