Archive for the ‘General Liability Insurance’ Category

Phishing, and not for fish!

Sunday, October 8th, 2017

A Cyber Risk Update Have you ever received a “junk email” claiming to be American Express and speaking of an unauthorized charge to your account say from a recently known cyber-attack such as, Home Depot and they are asking for you to follow a link to correct the problem?  The sophisticated web user knows this…Read More

Cyber Risk Update

Friday, September 29th, 2017

Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws…Read More

Ten Things Insurance Brokers Can Do to Help Employers Manage Workers’ Compensation Costs

Thursday, September 28th, 2017

A Workers’ Compensation Update According to OSHA, there are over 4.1 million workplace injuries in the United States each year at a cost to employers of about $155 billion.  There is no doubt workers’ compensation is a big expense for employers. Is your insurance broker doing the following things to help you reduce workers’ compensation…Read More

How Your Business Can Recover From a Natural Disaster

Thursday, September 21st, 2017

A Business Insurance Update Hurricane Harvey’s impact will be felt for the next three to five years, maybe even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will…Read More

Cyber Risk Prevention

Tuesday, September 19th, 2017

Cyber Liability addresses the first- and third- party risks associated with e-commerce businesses, the Internet, networks and informational assets. Cyber Liability Insurance offers coverage protection for exposures arising out of Internet communications. The concept of Cyber Liability takes into account first- and third- party risks. The risk category includes data storage, business interruptions, fraud and…Read More

How Risk Management Helps Your Business

Saturday, September 9th, 2017

Business Insurance and Risk Every business faces a variety of risks. If you have employees you have the risk of employee injury and you buy workers’ compensation insurance to protect yourself from this exposure. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your…Read More

Are You Interested In Reducing Your Business Risks?

Monday, July 10th, 2017

is no question that operating a business comes with certain risks. The range of business exposure is evolving rapidly, but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few suggestions: Follow insurance company loss control recommendations. These are designed to reduce the probability…Read More

Are You Ready To Renew Your Business Insurance?

Wednesday, May 31st, 2017

Business Insurance Renewal Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing and the right insurer. We have found at least five factors that are important to manage when renewing your business insurance program. Business Insurance A business insurance program can…Read More

Commercial Insurance Update

Sunday, May 14th, 2017

Are Your  Insurance Costs Too High? Many commercial insurance experts are predicting lower rates for businesses across the United States. Commercial insurance buyers may see lower rates and wider choice in coverage terms at upcoming renewals as insurance pricing softness accelerates in most lines. Commercial or business insurance rate reductions are due to a softening…Read More

How Cyber Liability Insurance Can Help Your Business Recover From A Breach

Tuesday, May 2nd, 2017

Almost every business has a cyber liability exposure and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a…Read More

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