Archive for the ‘Cyber Liability Insurance’ Category

Is Your California Business Ready For A BOP?

Tuesday, May 23rd, 2017

There is no denying the fact that the success of your business depends on the hard work of you and your team. But one disaster can wipe out all your efforts and take the profits to dust.  So, to avoid such a situation, you need to insure your business; whether it is a small enterprise…Read More

How Cyber Liability Insurance Can Help Your Business Recover From A Breach

Tuesday, May 2nd, 2017

Almost every business has a cyber liability exposure and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a…Read More

Insurance Coverages Every Business Should Have

Wednesday, April 19th, 2017

Commercial Insurance Insurance coverage is available for almost every type risk your business might face. Our agency can advise you on the exact types of commercial insurance you should consider purchasing. The right commercial insurance policies will go a long way toward helping you safeguard your earning power and your future. If you are a…Read More

Directors & Officers Insurance

Friday, April 14th, 2017

Directors and officer’s liability insurance helps protect your association, owners, executives and managers if individuals, competitors, third parties or government regulators make claims. A lawsuit against directors and officers most commonly occurs when, clients, competitors or others feel they suffered a loss in the value of their shares because of actions that the board or…Read More

Has Your Business Changed? So Should Your Business Insurance.

Sunday, February 12th, 2017

Update Your Business Insurance Let’s face it, your business changes almost every day.  You add new employees, equipment and vehicles, and you change and update in every way needed to remain competitive. To ensure your business is protected with the right business insurance, you need to structure your program to respond when needed. These changes…Read More

Cyber Attacks-Cost of Reputational Harm

Tuesday, November 22nd, 2016

It is difficult to quantify the value of a company’s reputation unless you are forced into such a scenario as was the case in the Yahoo/Verizon purchase negotiation.  Verizon hinted to reducing its offer to buy Yahoo by 1 billion dollars upon the news that Yahoo was the target of a sustained and successful theft…Read More

Cyber Breach – None Too Small To Fail

Tuesday, September 13th, 2016

It seems that we are alerted to another cyber breach almost every day. Some of the most recent cyberattacks include the Starwood, Marriott, Hyatt hotels; Oracle’s MICROS Point-of-Sale and Newkirk Productions, a service provider that issues healthcare ID cards. It is to be expected that the data breaches making headlines are those that are very…Read More

Social Engineering – What you need to know

Tuesday, August 16th, 2016

In cyber space, Social engineering is the art of manipulating people so they give up confidential information. Learn more about how hackers are using tactics to gain your personal information in this article, 7 Social Engineering Tactics that Hackers are Using to Trick Employees by Liz Riley of Arroyo Insurance Services. BOGUS INVOICE – A…Read More

3 Tips when searching for Cyber insurance

Wednesday, July 13th, 2016

1.  Know your risks Prior to looking for a policy, some due diligence ahead of time on your cybersecurity practices can be helpful in obtaining the best premium possible and getting terms that are important for your organization. Know the potential number of records your company maintains that could be exposed. This number is not…Read More

Overview of Ransomware

Wednesday, June 15th, 2016

In a recent report written by the Institute for Critical Infrastructure Technology they describe ransomware as being used by criminals which attempt to prevent access to the victim’s data until a fee is paid, unlike hackers who attempt to infiltrate or manipulate data where it is stored, processed, or in transmission. Therefore, ransomware is less…Read More

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