Archive for the ‘Personal insurance’ Category

Protecting your Assets with Personal Insurance

Tuesday, April 5th, 2016

We work hard every day for the assets we acquire. Buying our first automobile and purchasing our first home gives us a sense of security in our future. But what happens when life’s unexpected occurs? Insurance products are there to help mitigate the financial loss associated with the expected as well as the unexpected. When…Read More

What is an SR-22?

Wednesday, October 1st, 2014

 What is an SR-22? An SR-22, sometimes referred to as a Financial Responsibility Form, demonstrates proof of liability insurance.  In other words, it is evidence a driver has an active insurance policy, thus the ability to pay a future claim up to a state’s minimum required limit.  Why is an SR-22 needed? In most cases…Read More

Do You Love Your Valentine’s Gift? You May Want to Insure It.

Thursday, February 6th, 2014

It is that time of year when many of us give that special person in our lives a gift that they will enjoy year round. Valentine’s gifts typically include watches, jewelry, art, cameras and other valuable items. CNN reports that Valentine’s gift spending will reach $18.6 billion dollars this year. $4.4 billion dollars will be…Read More

How Important Is It To Insure Your Vacant Home?

Sunday, January 26th, 2014

Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. Criminals watch…Read More

2014 Personal Insurance Guide

Wednesday, January 15th, 2014

When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on…Read More

Don’t be fooled…Auto Insurance Myths

Monday, January 6th, 2014

It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your business. But are they really giving you the best coverage designed specifically for you? Here are a few auto insurance myths we have seen, that you need…Read More

Texting & Driving is like Driving Drunk

Saturday, December 21st, 2013

A texting driver is 23 times more likely to have an accident than a non-texting driver. However, one million people chat and text while driving each day. The average text takes a driver’s eyes off the road for nearly five seconds, so when traveling at 55mph, that’s enough time to cover the length of a…Read More

Healthy Living Reduces Health Care Costs

Sunday, November 24th, 2013

There is no question that a healthy life style can reduce life insurance premiums and health care costs. Statistics show that the healthier you are the lower your medical costs and health insurance will be. Developing a healthy lifestyle can be accomplished by considering the following: Eating out the right way Everyone likes to eat…Read More

Property in Storage; Am I Covered?

Friday, November 22nd, 2013

California self-storage or mini storage facilities are available in almost every community, and people are placing personal property in storage for many reasons. Some people store personal property during a move, to store an ATV, to store seasonal items, or simply need the extra storage space.  These facilities offer safe and clean storage for a…Read More

Personal Umbrella Insurance 101

Tuesday, November 12th, 2013

Many people are unsure what a personal California umbrella policy is or what it covers. We will explain the basics of a personal California umbrella Insurance policy and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it…Read More

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