Archive for the ‘California insurance’ Category

Is Your Property Management Business At Risk?

Wednesday, February 28th, 2018

A Business and Risk Update Businesses purchase commercial insurance to protect against the unforeseen costs related to a claim, damage, or loss.  Commercial insurance provides the financial resources necessary to help your business recover from an insured loss.  As your business grows, so does your risks.  As societal norms change, your business risks also change….Read More

How To Protect Your Business From Fraud

Saturday, February 17th, 2018

A Business Insurance Update Companies prepare for and manage many forms of business risks from the traditional ones such as fire and flood to the emerging types including cyber, dishonest acts of employees, and even insider fraud.  Industry experts have found that the cost of an average fraud loss averages about $50,000 (The Association of…Read More

Commercial Umbrella or Excess Liability

Thursday, January 18th, 2018

In the past it was uncommon for a company to be sued for more than a million dollars.  Now it is not uncommon for a company to have multiple such large claims going on at the same time.  A large judgment against your company could damage your reputation and it might even put you out…Read More

Will My Property Insurance Truly Replace My Damaged Building

Thursday, December 28th, 2017

A Commercial Property Update Most business owners who own a building worry about what might happen if their build is damaged by a fire or some other loss. Your business relays on the experience of the agent to design a commercial property policy that will respond to a claim. For most businesses it is important…Read More

What Is Trending In Risk Management?

Tuesday, December 19th, 2017

2017 is coming to a close and 2018 will be here in a few weeks. 2018 is set to be a good year for business. The economy is growing and employment is at one of the highest levels in the past 25 years. There will always be challenges regarding business insurance and risk management. Business…Read More

Phishing, and not for fish!

Sunday, October 8th, 2017

A Cyber Risk Update Have you ever received a “junk email” claiming to be American Express and speaking of an unauthorized charge to your account say from a recently known cyber-attack such as, Home Depot and they are asking for you to follow a link to correct the problem?  The sophisticated web user knows this…Read More

Cyber Risk Update

Friday, September 29th, 2017

Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws…Read More

Ten Things Insurance Brokers Can Do to Help Employers Manage Workers’ Compensation Costs

Thursday, September 28th, 2017

A Workers’ Compensation Update According to OSHA, there are over 4.1 million workplace injuries in the United States each year at a cost to employers of about $155 billion.  There is no doubt workers’ compensation is a big expense for employers. Is your insurance broker doing the following things to help you reduce workers’ compensation…Read More

How Your Business Can Recover From a Natural Disaster

Thursday, September 21st, 2017

A Business Insurance Update Hurricane Harvey’s impact will be felt for the next three to five years, maybe even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will…Read More

How Risk Management Helps Your Business

Saturday, September 9th, 2017

Business Insurance and Risk Every business faces a variety of risks. If you have employees you have the risk of employee injury and you buy workers’ compensation insurance to protect yourself from this exposure. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your…Read More

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