Archive for the ‘Risk Assessment’ Category

Management Liability

Sunday, September 16th, 2018

Management Liability We live in a time where lawsuits are common. Private firms are no longer immune from litigation involving employees, competitors and even the government. Management or professional liability insurance is not just good business; it is as necessary as heating and lighting are for your office. Statutes and state & federal regulations are…Read More

What is Business Interruption Insurance?

Thursday, September 6th, 2018

Business Income insurance is a property coverage that is designed to cover the loss of income following a partial or total shutdown of business operations. Loss of income could be the result of “loss of rents” due to damage to a tenant’s premises or loss of income due to a manufacturing shut-down caused by a…Read More

Fire Safety Tips For Your Commercial Property

Saturday, July 21st, 2018

Having the right kind of business insurance is very important to every business, because you rely on business insurance to protect your assets in the event of a fire, theft or other loss. In 2017, there were over 364,000 commercial fires which caused 2,400 deaths and over 6,600,000,000 of damage. (FEMA Report) Here are some…Read More

Is Your Business Covered For Employment Practices Liability?

Thursday, April 19th, 2018

A Business Insurance Update Today more than ever employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act…Read More

Leased or Rented Equipment

Monday, April 9th, 2018

Like many organizations, your business may rent or lease equipment from time to time. You may be planning a special event and need a tent to accommodate a large number of people as part of a business activity. Or, perhaps you are renting a sound system for a concert, or leasing office equipment such as…Read More

Property Insurance For Your Business

Wednesday, March 28th, 2018

A Business Insurance Update Most business own business property and you may also own the building in which you run your operations. Property insurance protects the physical assets your company owns – such as computers, office equipment, buildings, furniture, fixtures, and other types of property. Every business should have property insurance coverage to respond to…Read More

Will My Property Insurance Truly Replace My Damaged Building

Thursday, December 28th, 2017

A Commercial Property Update Most business owners who own a building worry about what might happen if their build is damaged by a fire or some other loss. Your business relays on the experience of the agent to design a commercial property policy that will respond to a claim. For most businesses it is important…Read More

The Top Insurance Myths

Sunday, November 19th, 2017

There are many insurance myths floating around, and most of them have been around for years.  We want to respond to some of these myths with clear information, so that you can make educated decisions about your insurance purchases. Commercial Insurance Myths “Having two agents is better than one, because they keep each other competitive.”…Read More

Ten Things Insurance Brokers Can Do to Help Employers Manage Workers’ Compensation Costs

Thursday, September 28th, 2017

A Workers’ Compensation Update According to OSHA, there are over 4.1 million workplace injuries in the United States each year at a cost to employers of about $155 billion.  There is no doubt workers’ compensation is a big expense for employers. Is your insurance broker doing the following things to help you reduce workers’ compensation…Read More

Are You Interested In Reducing Your Business Risks?

Monday, July 10th, 2017

is no question that operating a business comes with certain risks. The range of business exposure is evolving rapidly, but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few suggestions: Follow insurance company loss control recommendations. These are designed to reduce the probability…Read More

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