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Personal Umbrella Insurance

September 4th, 2019

Many people are unsure what a personal California umbrella policy is or what it covers. We will explain the basics of a personal California umbrella Insurance policy and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it…Read More

Home Insurance Offers Much More than Just Coverage for your Home

August 30th, 2019

Most everyone who owns a home has homeowner’s insurance to cover the dwelling and some level of coverage for personal property. But homeowner’s insurance and renter’s insurance can offer many additional benefits other than just coverage for the dwelling and personal belongings. We now have a partnership with Metro-West Insurance, a personal lines agency.  Their…Read More

Do You Need Crime Insurance?

August 21st, 2019

Crime insurance is insurance to manage the loss exposures covering money, securities and other property resulting from criminal acts such as robbery, burglary, employee theft, forgery, extortion and computer fraud. This type of insurance is also called “fidelity insurance”. A crime insurance policy is designed to meet the needs of organizations other than financial institutions…Read More

Types of Insurance a Small Business Owner Should Have

July 22nd, 2019

There is no question that owning a business comes with a set of unique risks.  Business risks are always changing and for your company to survive and grow you will need to manage the risks specific to your business.  A well designed commercial insurance program can protect your company from financial loss and may even…Read More

A Business Guide to Earthquake Insurance

July 17th, 2019

Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle and Portland with many not large enough to even be noticed. Many businesses may not give earthquake insurance much thought, but is your company prepared if a large earthquake caused devastating damage to your business’ property?  Even if you do not own your building,…Read More

Property Insurance For Your Business

July 12th, 2019

A Business Insurance Update Most business own business property and you may also own the building in which you run your operations. Property insurance protects the physical assets your company owns – such as computers, office equipment, buildings, furniture, fixtures, and other types of property. Every business should have property insurance coverage to respond to…Read More

Competitive Contractors Insurance

June 25th, 2019

Competitive Contractors Insurance ­­­­­­Contractors insurance provides insurance and risk services to the construction industry. Insurance can play an important role in “on time and on budget projects”.  If your insurance coverage is not written correctly, your business may not financially survive a loss.  Your success depends on proper planning, whether you’re estimating a project, hiring…Read More

Prepare Your Business for a Disaster

June 19th, 2019

There are many things a business can do to prepare for the impact of a natural hazard.  Developing an emergency preparedness plan may be one of the most important strategic decisions you can make as a small business owner. Your insurance company may offer resources Check with us to see if your insurance company offers…Read More

Cyber Risk Tools

June 12th, 2019

Cyber Risk Tools Every business owner has read about cyber breaches and how they impact affected businesses.  We want to focus on how to prevent your confidential business information from ever being compromised. Cyber breaches come in a variety of forms so we will concentrate on the most popular breaches; insider breaches, payment and credit…Read More

Risk Management A Concept To Embrace

May 21st, 2019

The economy is growing and employment is at one of the highest levels in the past 25 years. There will always be challenges regarding business insurance and risk management. Business Insurance Trends The business insurance world is changing at a fast pace. Technology is continually evolving and businesses must change or die. New technology also…Read More

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