Category: Cyber Liability Insurance


  • Is Your California Business Ready For A BOP?

    There is no denying the fact that the success of your business depends on the hard work of you and your team. But one disaster can wipe out all your efforts and take the profits to dust.  So, to avoid such a situation, you need to insure your business; whether it is a small enterprise […]

    May 23, 2017

  • Insurance Coverages Every Business Should Have

    Commercial Insurance Insurance coverage is available for almost every type risk your business might face. Our agency can advise you on the exact types of commercial insurance you should consider purchasing. The right commercial insurance policies will go a long way toward helping you safeguard your earning power and your future. If you are a […]

    April 19, 2017

  • Has Your Business Changed? So Should Your Business Insurance.

    Update Your Business Insurance Let’s face it, your business changes almost every day.  You add new employees, equipment and vehicles, and you change and update in every way needed to remain competitive. To ensure your business is protected with the right business insurance, you need to structure your program to respond when needed. These changes […]

    February 12, 2017

  • Cyber Attacks-Cost of Reputational Harm

    It is difficult to quantify the value of a company’s reputation unless you are forced into such a scenario as was the case in the Yahoo/Verizon purchase negotiation.  Verizon hinted to reducing its offer to buy Yahoo by 1 billion dollars upon the news that Yahoo was the target of a sustained and successful theft […]

    November 22, 2016

  • Cyber Breach – None Too Small To Fail

    It seems that we are alerted to another cyber breach almost every day. Some of the most recent cyberattacks include the Starwood, Marriott, Hyatt hotels; Oracle’s MICROS Point-of-Sale and Newkirk Productions, a service provider that issues healthcare ID cards. It is to be expected that the data breaches making headlines are those that are very […]

    September 13, 2016

  • Social Engineering – What you need to know

    In cyber space, Social engineering is the art of manipulating people so they give up confidential information. Learn more about how hackers are using tactics to gain your personal information in this article, 7 Social Engineering Tactics that Hackers are Using to Trick Employees by Liz Riley of Arroyo Insurance Services. BOGUS INVOICE – A […]

    August 16, 2016

  • 3 Tips when searching for Cyber insurance

    1.  Know your risks Prior to looking for a policy, some due diligence ahead of time on your cybersecurity practices can be helpful in obtaining the best premium possible and getting terms that are important for your organization. Know the potential number of records your company maintains that could be exposed. This number is not […]

    July 13, 2016

  • Overview of Ransomware

    In a recent report written by the Institute for Critical Infrastructure Technology they describe ransomware as being used by criminals which attempt to prevent access to the victim’s data until a fee is paid, unlike hackers who attempt to infiltrate or manipulate data where it is stored, processed, or in transmission. Therefore, ransomware is less […]

    June 15, 2016

  • Cyber-Information Systems Security Program

    It used to be that only large Fortune 1000 companies would purchase cyber liability insurance, but that is no longer the case. Any small to mid-size company that handles or obtains personal identifiable information on customers, employees or vendors is now responsible and required by law to protect that information.   Most companies use computers, tablets […]

    April 12, 2016

  • Identity Theft – What you need to Know

    Identity theft is an all too common occurrence that needs to be taken seriously by individuals as well as business owners who are responsible for the identity of employees, vendors and customers. In a recent case by the US Attorney’s Office-Eastern Division, a Delaware man Jean Baptiste Alvarez allegedly improperly obtained the personal identifying information […]

    March 9, 2016