Our Blog

  • Cyber Risk Prevention

    According to IT Business Edge, 50% of businesses listed cyber security as one of their top five business risks. “With the revelations of the National Security Agency (NSA) surveillance program and retail store Target’s breach of confidential credit card information, this heightened awareness has been justified and provided warning of the need for awareness and […]

    July 8, 2014

  • Five Laws That Impact Your Business

    Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws Employee Personal Records – As a business […]

    June 21, 2014

  • How to Set Up a Safety Program

    Developing a companywide safety program can be one of the best things you will do for your business. There are many benefits to your business including an engaged workforce, lower workers compensation costs, and reduced workplace injuries.  Here is a simple overview of how to get a safety program started. STEP ONE Make sure all […]

    June 15, 2014

  • Top Five Workplace Problems

    Recent surveys by human resource managers have identified a number of workplace issues facing employers and employees. These problems affect the work being done, employee morale, and overall company performance. Take a look at the top five workplace issues and see if your company faces any of these. Lack of Training- Many workers state that […]

    June 2, 2014

  • What Is The Difference Between An Independent Agent And A Direct Writer?

    Everyone has seen insurance advertisements that feature a lizard, a man who creates trouble and a woman in white trying to sell you insurance. These ads may be entertaining, but how in the world can you really tell these companies apart? What are the differences?  Is one company really better than any other?  Will the […]

    May 17, 2014

  • Covered California Update

    Health Insurance Triggering Events If you have not signed up for health insurance in California, you missed the recent deadline. Covered California does offer special enrollment call ” Triggering Events”. Each of has at one time or another had a life changing event that changed how we look at health insurance. Healthcare reform has created […]

    May 6, 2014

  • Insurance Facts to Think About

    Insurance can be confusing to many people. But here are few interesting facts to get you thinking about your insurance program. We can offer the right combination of pricing and coverage on your home, auto, boat, and business insurance. There were over 26,000 arson fires in the U.S. in 2013. In 2013, 42,658 wildfires burned […]

    February 17, 2014

  • Do You Love Your Valentine’s Gift? You May Want to Insure It.

    It is that time of year when many of us give that special person in our lives a gift that they will enjoy year round. Valentine’s gifts typically include watches, jewelry, art, cameras and other valuable items. CNN reports that Valentine’s gift spending will reach $18.6 billion dollars this year. $4.4 billion dollars will be […]

    February 6, 2014

  • How Important Is It To Insure Your Vacant Home?

    Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. Criminals watch […]

    January 26, 2014

  • 2014 Personal Insurance Guide

    When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on […]

    January 15, 2014