Commercial Auto Insurance: Protecting Your Business on the Move
Request a QuoteYour vehicles do more than move goods—they drive your business forward. Whether you operate a fleet of delivery trucks, service vans, or company cars, your vehicles are vital to your success. But every mile on the road comes with risk—accidents, breakdowns, theft, and unexpected damage can put your operations on pause. That’s where The Armstrong Company Insurance Consultants comes in. We specialize in commercial auto insurance that keeps your business protected, your employees covered, and your wheels turning with confidence.
Fleet Protection
From a single vehicle to an entire fleet, our coverage ensures every truck, van, or car is protected against accidents, vandalism, or theft. You keep your business running—we’ll keep your fleet safe.
Driver Liability
Your team represents your business on the road. Liability coverage helps protect against claims from injuries or property damage if an accident occurs, giving you peace of mind and financial protection.
Repair & Replacement
When a vehicle goes down, productivity suffers. Comprehensive and collision coverage get you back on the road fast—covering repairs or replacements to minimize downtime.
Why Commercial Auto Insurance Matters
Every time one of your vehicles hits the road, your business is exposed to potential risk. Standard auto insurance isn’t enough—commercial policies are built to handle the unique challenges of business operations. Commercial auto insurance provides protection for vehicles used to transport goods, employees, or tools, ensuring that a single accident doesn’t derail your bottom line.
Whether your business involves deliveries, client visits, or construction services, you rely on your vehicles daily. A well-crafted policy from The Armstrong Company Insurance Consultants covers not just the vehicles themselves, but also your drivers, passengers, and business assets.
What’s Covered Under a Commercial Auto Policy?
A robust commercial auto insurance policy provides a safety net for nearly every risk your business vehicles face. Here’s what’s typically included:
| Coverage Type | What It Protects |
|---|---|
| Liability Coverage | Protects your business from financial loss if your driver causes an accident resulting in injury or property damage. |
| Comprehensive Coverage | Covers non-collision damages like theft, vandalism, or weather-related incidents. |
| Collision Coverage | Pays for repair or replacement of your vehicle after a crash—regardless of fault. |
| Uninsured/Underinsured Motorist | Provides protection if your driver is in an accident with someone who lacks adequate insurance. |
| Medical Payments | Covers medical expenses for drivers and passengers injured in a covered accident. |
| Hired & Non-Owned Auto Coverage | Extends coverage to vehicles not owned by your business but used for work purposes—like rentals or employee vehicles. |
Real-Life Scenarios Business Owners Face
Picture this: one of your delivery trucks gets rear-ended during rush hour, delaying customer shipments for the day. Or maybe an employee accidentally backs a service van into a client’s fence. These situations can happen to any business, and without the right commercial auto insurance, they can quickly escalate into costly financial setbacks. With coverage from The Armstrong Company Insurance Consultants, you’re prepared to handle these events swiftly and keep your business reputation intact.
The Emotional Side of Protection
As a business owner, your vehicles aren’t just assets—they represent your commitment to your customers, your employees, and your future. When something happens on the road, the disruption goes far beyond repairs and replacements—it affects people, relationships, and trust. Commercial auto insurance provides peace of mind that if the unexpected occurs, you’ll have the support and resources to recover quickly and continue delivering for your clients. At The Armstrong Company Insurance Consultants, we protect what drives you—literally and figuratively.
Why Choose The Armstrong Company Insurance Consultants?
At The Armstrong Company Insurance Consultants, we understand that every business has different transportation needs. Whether you operate a small local delivery service or a large construction fleet, our experts customize coverage to match your risks, budget, and operations. We work with leading carriers to ensure you get quality protection at competitive rates. Plus, our local agents are only a call away at 310-530-0099 to answer your questions and adjust your policy as your business grows.
Customized Solutions
Every business is different. We tailor your coverage based on your fleet size, vehicle types, and unique risk exposures.
Affordable Protection
We shop multiple carriers to find the best balance between premium cost and policy strength—without cutting corners on coverage.
Responsive Support
When an accident happens, time matters. Our dedicated claims team responds quickly to get your business back on track.
How Much Does Commercial Auto Insurance Cost?
Premiums depend on several factors—like the type of vehicles you use, driving history, employee experience, and how far your fleet travels. To give you a general idea, here’s how coverage levels can impact your costs:
| Vehicle Type | Typical Annual Premium Range | Primary Risks Covered |
|---|---|---|
| Delivery Vans | $1,200 - $3,000 | Accidents, theft, collision, and cargo damage |
| Work Trucks | $1,800 - $4,500 | Liability, property damage, and towing coverage |
| Company Cars | $900 - $2,500 | Employee accidents, uninsured motorists, and repairs |
These numbers are just estimates, and your rate could be higher or lower depending on your specific situation. The Armstrong Company Insurance Consultants can provide a detailed quote based on your business profile and help you understand exactly what coverage you’re getting.
Keep Your Business Rolling
Every mile your vehicles travel represents hard work, dedication, and opportunity. Don’t let an accident or breakdown stall your progress. Commercial auto insurance from The Armstrong Company Insurance Consultants gives you the confidence to stay on the move—protected, prepared, and ready for whatever’s down the road. Call us today at 310-530-0099 or click below to request your customized quote. Let’s keep your business driving forward safely.
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