We live in time where lawsuits are common. Private firms are no longer immune from litigation by employees, competitors and even the government. Management or professional liability insurance is not just good business; it is as necessary as heat and lighting are for your office. Statutes, state and federal laws change regularly so it is […]
November 21, 2021
Employees are an essential component of almost every business operation. Managing the employer-employee relationship is important. However, at times these relationships may face issues that lead to litigation. Employment related lawsuits involve current or past employees who believe they have been wronged by their employer. Here are some common mistakes that cause employers to end […]
April 16, 2021
A Business Insurance Update Your business insurance can respond to many kinds of risks and losses. Protecting your business from a loss may be the difference between having a great year and having to close your doors. According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. It pays to […]
April 9, 2021
According to a recent AMEX survey, 92% of businesses pivoted last year and 76% of small businesses believe they will need to pivot again in 2021 as companies adjust to new operational norms in a post-Covid environment. Cyber Liability– Cyber liability and data theft is one of the hottest topics for businesses, risk managers, and insurance companies. […]
March 21, 2021
Most restaurants have experienced a staggering financial impact from COVID-19. Since restaurants operate on low margins, they will need to find ways to reduce operating costs. If you are in search of commercial insurance for your restaurant you may find it difficult to find the coverage you need at a competitive premium. We market your […]
March 19, 2021
A Business Insurance Update Every business owns business property which may also include the building in which you run your operations. Property insurance protects the physical assets of your business – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every company should have property insurance coverage to respond to the many risks […]
March 9, 2021
Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation (WC) insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. We often have this […]
January 22, 2021
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]
December 9, 2020
We all watched many cities and businesses damaged or destroyed by recent riots. Many businesses were lost and it caused us to think about how commercial property insurance applies to riots. We hope this never happens to any community, but it is always good to be informed and prepared in the event of any […]
July 12, 2020
It is that time of year to review goals, review your California business plans and look forward to a prosperous 2014. Part of your planning should include an annual California business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office and we will be happy […]
June 3, 2020