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Medical Malpractice Insurance Coverage - Protect Your Practice & Reputation

Medical Malpractice Insurance: Protect Your Practice, Protect Your Reputation

At The Armstrong Company Insurance Consultants, we understand the pressure that healthcare professionals face every day. One misstep—real or alleged—can result in a lawsuit that could threaten everything you’ve built. That’s where Medical Malpractice Insurance steps in: to protect your career, your finances, and your peace of mind.

 

What Does Medical Malpractice Insurance Cover?

This coverage goes far beyond just lawsuits. It’s designed to shield you from a variety of professional risks that come with delivering care. Here's a closer look:

Legal Defense Costs

Covers attorney fees, court costs, and expert witnesses—even if you’re not found liable.

Judgments and Settlements

Pays court-ordered judgments or negotiated settlements up to your policy limits.

License Protection

Protects your license by covering defense costs from challenges by boards or agencies.

 
HIPAA Violation Coverage

Helps cover fines or claims related to unintentional breaches of patient privacy laws.

Good Samaritan Coverage

Protects you when you render emergency aid outside your regular work setting.

Peer Review Defense

Covers costs related to disciplinary actions or investigations by peer review boards.

 
Sexual Misconduct Allegation Defense

Helps with legal fees if you’re accused of inappropriate conduct, subject to policy terms.

Cyber Liability & Data Breach

Add-on coverage for handling breaches of patient data or ransomware attacks.

Tail Coverage

Extends coverage after your policy ends—ideal when retiring or switching jobs.

 

Who Needs This Coverage?

If you work in healthcare, chances are you need Medical Malpractice Insurance. This includes:

  • Physicians and Surgeons
  • Nurse Practitioners and Registered Nurses
  • Dentists and Oral Surgeons
  • Chiropractors and Physical Therapists
  • Mental Health Professionals
  • Healthcare Clinics and Diagnostic Labs
 

Real-World Claim Examples

Type of Incident Description Result
Missed Diagnosis Primary care physician missed signs of cancer during an exam. $375,000 Settlement
Surgical Error Patient suffered complications due to a surgical sponge left inside. $2,100,000 Judgment
Medication Error Adverse reaction from prescribed medication interaction. $650,000 Settlement
 

Why Healthcare Providers Choose The Armstrong Company Insurance Consultants

We understand the medical field and its unique challenges. Here’s how we support our clients:

Top-Rated Carriers

We work with industry leaders in medical liability coverage.

Custom Coverage

Plans are tailored to your role—solo practice, group, or specialty-specific.

 
Risk Management Support

Includes resources to help you reduce exposure before a claim happens.

Responsive Claims Service

Fast, professional help when you need it most—no runaround.

 

Get Covered—And Stay Confident

Don’t leave your career unprotected. Whether you’re just starting your medical journey or have decades of experience, The Armstrong Company Insurance Consultants can help you find the right Medical Malpractice Insurance for your needs.

Give us a call at 310-530-0099 or click below to start your free quote today.