Category: California insurance


  • Who Needs Commercial Property Insurance

    Commercial property insurance is essential for a wide range of businesses and property owners. It provides protection for physical assets and property used in the operation of a business. Here are some entities that typically need commercial property insurance. Business Owners: Any business, whether it’s a small startup, a retail store, a restaurant, or a […]

    October 19, 2023

  • A Guide to Product Liability Insurance

      Product Liability Insurance is a type of coverage that protects businesses that manufacture, distribute, and sell products from legal liability for any harm or damage that their products may cause to consumers or other parties. Product liability claims can arise from defects in the design, manufacturing, labeling, or marketing of a product.  Claims can […]

    April 15, 2023

  • Why Business Insurance Is Important

    We Offer Great Business Owner’s Packages Business insurance is important for many reasons. It can protect your business from financial ruin in the event of unexpected losses or liabilities. For example, suppose your business is sued for causing injury to a customer or damaging their property. In that case, your business insurance can cover the […]

    March 14, 2023

  • What is The Value of Contractors Insurance?

    Introduction Contractors insurance is a type of policy that protects your contracting business. Business owners, especially those in construction and contracting, need to have a solid understanding of contractors’ insurance. If you are a contractor or a tradesman, you need to know what type of contractor insurance you need to protect your assets and also […]

    March 9, 2023

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    Navigating Cyber Insurance

      The frequency and intensity of cyber-attacks are expected to continue to rise causing significant changes in the cyber insurance market. The cyber insurance market has always been deemed “soft” making it relatively easy for businesses to obtain coverage at a reasonable cost. However, with increased cyber threats and the exponential growth of ransomware assaults […]

    September 18, 2022

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    Top Risks For Local Businesses

    The disruption generated by COVID-19 has accelerated digital transformation among businesses and organizations worldwide. Cyberattacks affect everyone, but small firms appear to be one of the most popular targets.  Here are a few cybersecurity dangers that firms should be prepared to manage: Supply chain attacks Supply chain cyberattacks will continue to create new chances for […]

    September 12, 2022

  • Truck on freeway

    Motor Truck Cargo Insurance

      Motor Truck Cargo insurance provides coverage on the freight or commodity hauled by a for-hire trucker.  Most firms and risk managers require motor truck cargo liability to ensure that their products and goods arrive at their intended destination without incident. Coverage for your motor truck cargo is mostly determined by your insurance and the […]

    August 24, 2022

  • Is There Such A Thing As Normal Risk?

      Business owners and managers must now think outside the box when it comes to risk and related insurance as there is no longer such a thing as “normal risk”. This is a call to action for insurance professionals to educate themselves on the changing landscape and to consumers to look for an insurance broker […]

    August 24, 2022

  • Why Should Business Consider Employment Practices Liability Insurance

    If you have employees, you are exposed to potential employment liability claims. Employees know their rights and it is time for all employers to be more informed about how to protect their company. Here are a few reasons to consider employment liability coverage. Here is why you need to make Employment Liability part of your […]

    August 24, 2022

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    Security Breaches: Top Concern for Many Business Owners

    Over the last several years, cyber liability coverage has evolved from insurance for information technology companies to coverage that nearly every type of business should carry. Many companies are unaware of their cyber liability exposure from retailers, banks, contractors, distributors, restaurants, and medical offices; these all have considerable cyber liability risks. State laws require companies […]

    August 16, 2022