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A Business Guide to Earthquake Insurance

March 2nd, 2017

Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle, and Portland. Most are not large enough to cause damage, but sooner or later a big one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses may not even give earthquake insurance much thought,…Read More

Property Managers Check Twice Before Hiring Any Contractor

February 27th, 2017

Finding the right contractor to perform quality work on time can be a challenge for many property managers. It may also be a good idea to contact the Better Business Bureau for more information. Before you hire a contractor, make the following check list part of your decision process. Remember, your business insurance will not…Read More

Workers’ Compensation Best Practices

February 22nd, 2017

As a business owner, you go to great lengths to provide a safe working environment for your employees. But when dealing with humans, accidents can happen and Workers’ Compensation Insurance can help. Workers Compensation Insurance should be an important part of your risk management program. What is Workers’ Compensation? Workers’ compensation insurance is insurance that…Read More

Has Your Business Changed? So Should Your Business Insurance.

February 12th, 2017

Update Your Business Insurance Let’s face it, your business changes almost every day.  You add new employees, equipment and vehicles, and you change and update in every way needed to remain competitive. To ensure your business is protected with the right business insurance, you need to structure your program to respond when needed. These changes…Read More

Slips & Falls during the Winter Months

January 4th, 2017

The Armstrong Consultants want to remind you that slip and fall accidents account for 15% of all accidental deaths in the United States. Annually, an estimated one million Americans will have an injury related to a fall, 600,000 will be hospitalized and 17,000 deaths will occur. Due to the increased risk of snow and ice,…Read More

Business Owner’s Policy

December 27th, 2016

As a small business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need comprehensive coverage; however, you don’t have time to become an expert in business insurance. That’s where The Armstrong Company Insurance Consultants can help. A Business Owner’s Policy…Read More

Holiday Safety Tips 2016

December 20th, 2016

The joyous time of year that begins with Thanksgiving through New Year’s is a time of family and friends, cooking and gatherings. It is also a time of increased risk of fire due to the use of candles and fireplaces. According to the National Safety Council (NSC), about 2,200 deaths were caused by fires, burns and…Read More

Layering Excess Liability-What you need to know

December 14th, 2016

Excess liability insurance provides additional protection that supplements a company’s existing single policy coverage. In an excess casualty program there are several layers of coverage that build upon each other. For example, an umbrella policy and multiple excess policies may be necessary in order to achieve the desired amount of insurance protection. Provisions to look…Read More

Lock-Out/Block-Out Planning

December 6th, 2016

To comply with applicable OSHA standards, businesses are required to have a written plan on how to handle the lockout of energy isolating devices whenever maintenance or servicing is done on machines or equipment where the unexpected start-up of the machine or equipment could cause injury. Overview: How to comply with OSHA standards (click on…Read More

Workers’ Compensation – New CA Law AB 2883

November 29th, 2016

Beginning January 1, 2017, California state law is redefining eligibility for exclusion from coverage of workers’ compensation for officers and directors. The new law addresses officers and directors of quasi-public and private corporations who provide actual services to the corporation for pay and are considered an “employee” of the corporation under their Workers’ Compensation policy…Read More

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