According to a recent LA Times article, FEMA is urging Californians to buy flood insurance before El Nino repeats itself from the last event of 1997-1998.
The NOAA’s 2015 U.S. Winter Outlook (December through February) currently states the following:
- Wetter-than-average conditions most likely in the Southern Tier of the United States, from central and southern California, across Texas, to Florida, and up the East Coast to southern New England. Above-average precipitation is also favored in southeastern Alaska.
- Drier-than-average conditions most likely for Hawaii, central and western Alaska, parts of the Pacific Northwest and northern Rockies, and for areas near the Great Lakes and Ohio Valley.
- Above-average temperatures are favored across much of the West and the northern half of the contiguous United States. Temperatures are also favored to be above-average in Alaska and much of Hawaii. Below-average temperatures are most likely in the southern Plains and Southeast.
- The U.S. Drought Outlook shows some improvement is likely in central and southern California by the end of January, but not drought removal. Additional statewide relief is possible during February and March. Drought removal is likely across large parts of the Southwest, while improvement or removal is also likely in the southern Plains. However, drought is likely to persist in the Pacific Northwest and northern Rockies, with drought development likely in Hawaii, parts of the northern Plains and in the northern Great Lakes region.
Most commercial and residential property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Don’t wait until the last minute to buy flood insurance! There is a 30-day wait period for new flood insurance policies to go into effect. At the Armstrong Company Insurance Consultants we strive to educate our clients through risk assessments and mitigation methods including; disaster preparedness, proper insurance coverage, and loss remediation. Contact us today! We are here to work for you!